Okaloosa County property record for 1860 Wadsworth Rd, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,836 sqft · built 1946 |
| Lot Size | 7.73 acres (336,719 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $67,000 (Nov 2004) |
| Tax Bill | $2,202 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-594-9504-4 |
| Primary APN | C56-000-594-9504-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,836 sqft Living Area |
| Gross Area | 4,132 sqft |
| 1st Floor Area | 2,836 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 336,719 sqft (7.73 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 932 sqft |
| Patio Area | 108 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1860 WADSWORTH RD |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-9325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 1/2 OF W 1/2 OF SE 1/4 OF SW 1/4 EX 2 A |
| Legal Range | 24W |
| Legal Township | 03N |
| Legal Section | 15 |
| Legal Block | 68 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20101 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1860 WADSWORTH RD, BAKER, FL 32531-9325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Jun 30, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2004 · Amount on Record |
| Deed Sale | Nov 22, 2004 · Amount on Record |
| Prior Sale | Jul 2, 2004 · Amount on Record |
| Deed Document Number | 20042173558 |
| Deed Book / Page | 2576 / 3661 |
| Last Transfer Date | May 17, 2005 |
| Transfer Doc | 0026190473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 14, 2026 |
| Property Address | 1860 WADSWORTH RD, BAKER, FL 32531-9325 |
| Document Number | 0003810235 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 20263810235 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 1860 WADSWORTH RD, BAKER, FL 32531-9325 |
| Document Number | 0003810235, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 20263810235 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1860 WADSWORTH RD, BAKER, FL 32531-9325 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0035570149 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 3557/149 |
| Instrument | 3467797 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,202.00 (+6.69%) Homeowner's exemption Veteran's exemption | $246,556 (+5.99%) | $394,015 (+5.21%) Land $54,102 Building $339,913 |
| 2023 | $2,064.00 (+2.58%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $232,628 (+3%) | $374,504 (+8.31%) Land $45,966 Building $328,538 |
| 2022 | $2,012.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $225,852 | $345,776 Land $42,958 Building $302,818 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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