1870 Vale Dr, Clermont, FL 34711 Property Records

Lake County property record for 1870 Vale Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,106 sqft · built 2002
Lot Size	0.223 acres (9,750 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Mar 2026)
Tax Bill	$3,751 (2024)
Deeds & Mortgages	Sep 2023 Mortgage May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-22-26-1955-000-13700`

Property Details

APN / Parcel Number

Primary APN	`20-22-26-1955-000-13700`
Alternative APN	`3806733`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,106 sqft Living Area
1st Floor Area	1,327 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,750 sqft (0.223 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3806733
Street Address	1870 VALE DR
City	CLERMONT
State	FL
Zip	34711-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT SKYRIDGE VALLEY PHASE II SUB LOT 137 PB 45 PGS 46-48 ORB 4582 PG 2
Legal Range	26E
Legal Township	22S
Legal Section	20
Legal Subdivision	CLERMONT
Legal Phase	2
Legal Tract	1955
Legal Lot Number	137
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1007
Census Tract	31320

Owner

Source: Lake County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1747 MINNOW CT, POINCIANA, FL 34759-4705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN EQUITY MORTGAGE
May 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage READY MORTGAGE LENDERS LLC
Mar 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage UPEQUITY SPV2 LLC
Mar 2, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Dec 14, 2020	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Prior Sale	Feb 4, 2015 · Amount on Record
Deed Document Number	2026024836
Deed Book / Page	6691 / 497
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1870 VALE DR, CLERMONT, FL 34711-5101
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	TITLE LEADERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 MEADOW GLEN CT, MINNEOLA, FL 34715-7465

Mortgage

Document Number	0062161544
Date	Sep 26, 2023
Book Page	6216/1544
Instrument	2023117903

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1870 VALE DR, CLERMONT, FL 34711-5101
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	TITLE LEADERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 VALE DR, CLERMONT, FL 34711-5101

Mortgage

Document Number	0059520665
Date	May 6, 2022
Book Page	5952/665
Instrument	2022064149

Lender

Name	READY MORTGAGE LENDERS LLC
Type	Mortgage Company
Address	MIAMI, FL 33126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1870 VALE DR, CLERMONT, FL 34711-5101
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 VALE DR, CLERMONT, FL 34711-5101

Mortgage

Document Number	0064981218
Date	Mar 27, 2025
Book Page	6498/1218
Instrument	2025036809

Lender

Name	UPEQUITY SPV2 LLC
Type	Mortgage Company
Address	AUSTIN, TX 78703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Jun 21, 2025

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 2, 2026
Property Address	1870 VALE DR, CLERMONT, FL 34711-5101
Document Number	0066910497
Book / Page	6691 / 497
Map Reference	MB 45 PG 46-48
Instrument Date	Feb 25, 2026
Instrument	2026024836
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1016, MINNEOLA, FL 34755-1016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1747 MINNOW CT, POINCIANA, FL 34759-4705

Mortgage

Document Number	0006691499
Date	Mar 2, 2026
Instrument	6691/499

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1870 VALE DR, CLERMONT, FL 34711-5101
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056002215
Date	Dec 14, 2020
Book Page	5600/2215
Instrument	2020140768

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92805

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$268,400 (+5.98%) Land $100,000 Building $168,400	$462,898 (+1.98%) Land $100,000 Building $362,898
2024	$3,751.00 (+2.01%)
2023	$3,677.00 (+3.14%) Homeowner's exemption	$253,250 (+3%)	$453,928 (+27%) Land $70,000 Building $383,928
2022	$3,565.00 Homeowner's exemption	$245,880	$357,415 Land $45,000 Building $312,415

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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