1852 Vale Dr, Clermont, FL 34711 Property Records

Lake County property record for 1852 Vale Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,119 sqft · built 2001
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,000 (Jul 2026)
Tax Bill	$3,656 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20-22-26-1955-000-13400`

Property Details

APN / Parcel Number

Primary APN	`20-22-26-1955-000-13400`
Alternative APNs	`262220195500013400` `3806730`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,119 sqft Living Area
Gross Area	2,581 sqft
1st Floor Area	2,119 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	9,750 sqft (0.224 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	220 sqft
Porch	Finished/Open Porch
Porch Area	80 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3806730
Street Address	1852 VALE DR
City	CLERMONT
State	FL
Zip	34711-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CLERMONT SKYRIDGE VALLEY PHASE II SUB LOT 134 PB 45 PGS 46-48 ORB 5517 PG 2260
Legal Range	26E
Legal Township	22S
Legal Section	20
Legal Subdivision	CLERMONT SKYRIDGE VALLEY PHASE II SUB
Legal Tract	1955
Legal Lot Number	134
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1007
Census Tract	31320

Owner

Source: Lake County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1852 VALE DR, CLERMONT, FL 34711-5101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Special Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Sep 3, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 5, 2020	Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING LLC
Sep 28, 2017	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC
Mar 24, 2017	Trustee's Deed, Foreclosure
Apr 5, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Prior Sale	Aug 5, 2020 · Amount on Record
Deed Document Number	202683728
Deed Book / Page	6772 / 1776
Prior Transfer Date	Oct 8, 2007
Prior Transfer Doc	0035360586
Record Updated	Oct 29, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 9, 2026
Property Address	1852 VALE DR, CLERMONT, FL 34711-5101
Document Number	0000083728
Book / Page	6772 / 1776
Instrument Date	Jun 30, 2026
Instrument	202683728
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	JT ABSTRACT, SJ ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$317,443.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1852 VALE DR, CLERMONT, FL 34711-5101

Mortgage

Document Number	0000083729,
Date	Jul 9, 2026
Instrument	202683729

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1852 VALE DR, CLERMONT, FL 34711-5101
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1852 VALE DR, CLERMONT, FL 34711-5101

Mortgage

Document Number	0057872251
Date	Sep 3, 2021
Book Page	5787/2251
Instrument	2021122575

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 5, 2020
Property Address	1852 VALE DR, CLERMONT, FL 34711-5101
Document Number	0055172260
Book / Page	5517 / 2260
Map Reference	MB 45 PG 46
Instrument Date	Aug 4, 2020
Instrument	2020084473
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	CHAMPION TITLE & CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,043.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	352 GIOVANI BLVD, 352, CLERMONT, FL 34715-8064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1852 VALE DR, CLERMONT, FL 34711-5101

Mortgage

Document Number	0055172262
Date	Aug 5, 2020
Instrument	5517/2262

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 28, 2017
Property Address	1852 VALE DR, CLERMONT, FL 34711-5101
Document Number	0050050193
Book / Page	5005 / 0193
Map Reference	MB 45 PG 46
Instrument Date	Sep 19, 2017
Instrument	2017102962
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.30
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 859, OAKLAND, FL 34760-0859

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 W WINTER PARK ST, ORLANDO, FL 32804-4434

Mortgage

Document Number	2017102963
Date	Sep 28, 2017
Instrument	2017102963

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE FL
Recording Date	Mar 24, 2017
Property Address	1852 VALE DR, CLERMONT, FL 34711-5101
Document Number	0049191740
Book / Page	004919 / 001740
Instrument Date	Mar 23, 2017
Instrument	31651
Transaction Type	Foreclosure
Record Updated	Apr 4, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1852 VALE DR CLERMONT FL 347115101, CLERMONT, FL 34711-5101

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE FL
Recording Date	Apr 5, 2017
Property Address	1852 VALE DR, CLERMONT, FL 34711-5101
Document Number	0049250589
Book / Page	004925 / 000589
Instrument Date	Mar 23, 2017
Instrument	36538
Transaction Type	Foreclosure
Record Updated	Apr 20, 2017

Transaction

Amount	Amount Recorded
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 859 OAKLAND FL 347600859, OAKLAND, FL 34760-0859

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,140 (+2.9%)	$348,565 (-0.03%) Land $100,000 Building $248,565
2025	$3,656.00 (+0.97%) Homeowner's exemption	$260,590 (+5.98%) Land $100,000 Building $160,590	$348,680 (+4.58%) Land $100,000 Building $248,680
2024	$3,621.00 (+2.03%)
2023	$3,549.00 (+3.17%) Homeowner's exemption	$245,880 (+3%)	$333,409 (+16.55%) Land $70,000 Building $263,409
2022	$3,440.00 Homeowner's exemption	$238,720	$286,074 Land $45,000 Building $241,074

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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