Rowan County property record for 1870 Seas Br, Morehead, KY 40351
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,000 sqft · built 1981 |
| Lot Size | 55.5 acres (2,417,580 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $297,000 (Jul 2026) |
| Tax Bill | $1,609 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 136-00 00 003.00 |
| Primary APN | 136-00 00 003.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,000 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 2,417,580 sqft (55.5 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 11792 |
|---|---|
| Street Address | 1870 SEAS BR |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-7812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | HOUSE BARN MTL BLDG & TRACTS OF LAND 136-2.01 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 950400 |
1870 Seas Br, a rural home, is owned and occupied by two individuals who bought it in July 2026.
Source: Rowan County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1870 SEAS BR, MOREHEAD, KY 40351-7812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on File |
| Deed Sale | Jul 14, 2026 · Amount on File |
| Deed Document Number | 20262048469 |
| Deed Book / Page | 300 / 452 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jul 14, 2026 |
| Property Address | 1870 SEAS BR, MOREHEAD, KY 40351-7812 |
| Document Number | 0002048469 |
| Book / Page | 300 / 452 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 20262048469 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | LAND TITLE, LAND GROUP TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29,997.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 1870 SEAS BR, MOREHEAD, KY 40351-7812 |
| Document Number | 0002048472, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20262048472 |
| Name | PLAZA HOME MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 1870 Seas Br was $1,609.
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,609.00 | $192,250 | $231,625 Land $65,625 Building $166,000 |
| 2023 | $1,637.00 | $192,250 | $231,625 Land $65,625 Building $166,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1870 Seas Br in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 22 (2010–2024) |
| Claims Outside the SFHA | 1 of 22 |
| Most Recent Claim | Sep 2024 · Remnants Of Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1870 Seas Br is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
4G LTE (outdoors only), no 5G reported
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