1691 Seas Br, Morehead, KY 40351 Property Records

Rowan County property record for 1691 Seas Br, Morehead, KY 40351

Property Summary

Property Type	Rural Home
Details	1,980 sqft
Owner	Individual Name on Record
Last Sale	$100,000 (Jul 2023)
Tax Bill	$813 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`136-00 00 004.01`

Property Details

APN / Parcel Number

Primary APN	`136-00 00 004.01`
Alternative APNs	`1860` `5522` `5838`

Interior

Building Area	1,980 sqft Living Area
Basement Area	1,260 sqft

Exterior

Architectural Style	Other
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle

Location & Zoning

Account Number	5838
Street Address	1691 SEAS BR
City	MOREHEAD
State	KY
Zip	40351-8603
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	HOUSE & 35 AC AC SEAS BR
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1028
Census Tract	950400

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1691 SEAS BR, MOREHEAD, KY 40351-8603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed, Transfer · Conventional Mortgage US BANK NA
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Deed Document Number	2023926
Deed Book / Page	D288 / 405
Record Updated	Jun 8, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jul 17, 2023
Property Address	1691 SEAS BR, MOREHEAD, KY 40351-8603
Document Number	00D288/405
Book / Page	D288 / 405
Instrument Date	Jul 14, 2023
Instrument	2023926
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 SHETLAND ST, WAXAHACHIE, TX 75165-7540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1691 SEAS BR, MOREHEAD, KY 40351-8603

Mortgage

Document Number	0002023930
Date	Jul 17, 2023
Instrument	2023930

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	1691 SEAS BR, MOREHEAD, KY 40351-8603
Transaction Type	Mortgage
Record Updated	Jan 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A439/70
Date	Aug 31, 2021
Book Page	A439/70
Instrument	2011578

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$813.00 (+27.83%)	$97,150 (+29.97%) Land $97,150	$140,300 (+24.71%) Land $58,400 Building $81,900
2023	$636.00 (-1.4%)	$74,750 (-) Land $74,750	$112,500 (-) Land $50,500 Building $62,000
2022	$645.00	$74,750 Land $74,750	$112,500 Land $50,500 Building $62,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	22 (2010–2024)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Sep 2024 · Remnants Of Hurricane Helene
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide, Jul 2015 · 5 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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