1870 FM 3003, Graham, TX 76450 Property Records

Young County property record for 1870 FM 3003, Graham, TX 76450

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,470 sqft · built 1970
Lot Size	2.31 acres (100,624 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,015 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00770-0000-0150`

Property Details

APN / Parcel Number

Primary APN	`00770-0000-0150`
Alternative APN	`9432`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,470 sqft Total Area
1st Floor Area	2,651 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	100,624 sqft (2.31 acres)
Lot Width	159 ft Width
Garage Type	Attached
Garage Area	744 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1870 FM 3003
City	GRAHAM
State	TX
Zip	76450-8849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE GRAHAM - LOT 150R
Legal Subdivision	WEST SHORES OF LAKE GRAHAM
Legal Lot Number	150R
Jurisdiction	YOUNG TX
Township / Civil Division	GRAHAM
Census Block Group	2
Census Block	2011
Census Tract	950402

Owner

Source: Young County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1870 FM 3003, GRAHAM, TX 76450-8849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Nov 8, 2023	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Aug 2, 2023	Special Warranty Deed, Transfer NOT AVAILABLE, BRAZOS TITLE LLC
Oct 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2023
Deed Sale	Aug 2, 2023
Deed Document Number	20232160
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOUNG TX
Property Address	1870 FM 3003, GRAHAM, TX 76450-8849
Transaction Type	Mortgage
Record Updated	Apr 22, 2026
Title Company	GUARANTEE ABSTRACT, GUARANTY ABST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 COUNTY ROAD 194, OVALO, TX 79541-1702

Mortgage

Document Number	0026000693
Date	Mar 17, 2026
Instrument	26000693

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOUNG TX
Property Address	1870 FM 3003, GRAHAM, TX 76450-8849
Transaction Type	Mortgage
Record Updated	Dec 19, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 FM 3003, GRAHAM, TX 76450-8849

Mortgage

Document Number	0023003223
Date	Nov 8, 2023
Instrument	23003223

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.39%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.3%

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	YOUNG TX
Recording Date	Aug 2, 2023
Property Address	1870 FM 3003, GRAHAM, TX 76450-8849
Document Number	0023002160
Map Reference	DOC 22003785
Instrument Date	Aug 2, 2023
Instrument	23002160
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	NOT AVAILABLE, BRAZOS TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 ELM ST, GRAHAM, TX 76450-3047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1870 FM 3003, GRAHAM, TX 76450-8849

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOUNG TX
Property Address	1870 FM 3003, GRAHAM, TX 76450-8849
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022003504
Date	Oct 27, 2022
Instrument	22003504

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2042

Tax Assessment & Valuation

Source: Young County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Young County
Unified School District	Graham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,015.00 (+353.17%) Homeowner's exemption Senior Citizen's exemption	$688,430 (+4.93%) Land $231,000 Building $457,430	$688,430 (+4.93%) Land $231,000 Building $457,430
2025	$2,872.00 (-19.78%) Homeowner's exemption Senior Citizen's exemption	$656,070 (+2.48%) Land $231,000 Building $425,070	$656,070 (+2.48%) Land $231,000 Building $425,070
2023		$640,190 Land $231,000 Building $409,190	$640,190 Land $231,000 Building $409,190
2022	$3,580.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BELKNAP WSC serves 8,070 people · EPA ID TX2520007
Water Source	Purchased surface water from CITY OF GRAHAM
Last State Inspection	Apr 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brazos Communications Fiber	1,000 / 1,000
Zito Media Fiber · Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
New Source Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on FM 3003

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