1820 FM 3003, Graham, TX 76450 Property Records

Young County property record for 1820 FM 3003, Graham, TX 76450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,125 sqft · built 1970
Lot Size	2.13 acres (92,783 sqft)
Owner	Individual Name on Record
Tax Bill	$3,568 (2026)
Deeds & Mortgages	Apr 2026 Transfer Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00770-0000-0144`

Property Details

APN / Parcel Number

Primary APN	`00770-0000-0144`
Alternative APN	`9589`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,125 sqft Total Area
1st Floor Area	1,214 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	92,783 sqft (2.13 acres)
Lot Width	107 ft Width
Garage Type	Carport
Garage Area	616 sqft
Carport	Carport
Carport Area	616 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1820 FM 3003
City	GRAHAM
State	TX
Zip	76450-8849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE GRAHAM - LOT 143R & 144R
Legal Lot Number	143,144
Jurisdiction	YOUNG TX
Township / Civil Division	GRAHAM
Census Block Group	2
Census Block	2011
Census Tract	950402

Owner

Source: Young County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1820 FM 3003, GRAHAM, TX 76450-8849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Sep 30, 2025	Vendor's Lien, Transfer CIERA BANK
Sep 30, 2025	Vendor's Lien, Transfer BRAVO TITLE LLC, BRAZOS TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2025
Deed Sale	Sep 30, 2025
Prior Sale	Sep 30, 2025 · Amount on Record
Deed Document Number	20252737
Last Transfer Date	Apr 10, 2026
Transfer Doc	0000001046
Record Updated	Oct 29, 2026

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	YOUNG TX
Recording Date	Apr 22, 2026
Property Address	1820 FM 3003, GRAHAM, TX 76450-8849
Document Number	0000001046
Instrument Date	Apr 10, 2026
Instrument	20261046
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 FM 3003, GRAHAM, TX 76450-6997

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	YOUNG TX
Recording Date	Sep 30, 2025
Property Address	1820 FM 3003, GRAHAM, TX 76450-8849
Document Number	0025002737
Map Reference	DOC 22003785
Instrument Date	Sep 26, 2025
Instrument	25002737
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	BRAZOS TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 ELM ST, GRAHAM, TX 76450-3047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 FM 3003, GRAHAM, TX 76450-8849

Mortgage

Document Number	0025002739
Date	Sep 30, 2025
Instrument	25002739

Lender

Name	CIERA BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	8.75%
Index	Prime Rate
Max Rate	12.7%

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	YOUNG TX
Recording Date	Sep 30, 2025
Property Address	1820 FM 3003, GRAHAM, TX 76450-8849
Document Number	0025002734
Map Reference	DOC 22003785
Instrument Date	Sep 26, 2025
Instrument	25002734
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	BRAVO TITLE LLC, BRAZOS TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 ELM ST, GRAHAM, TX 76450-3047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 FM 3003, GRAHAM, TX 76450-8849

Tax Assessment & Valuation

Source: Young County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Young County
Unified School District	Graham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,568.00 (+333.54%) Homeowner's exemption Senior Citizen's exemption	$188,752 (-25.95%)	$251,810 (-1.21%) Land $149,100 Building $102,710
2025	$823.00 (-7.42%) Homeowner's exemption Senior Citizen's exemption	$254,900 (+0.74%) Land $149,100 Building $105,800	$254,900 (+0.74%) Land $149,100 Building $105,800
2024		$253,020 (+3.48%) Land $156,100 Building $96,920	$253,020 (+3.48%) Land $156,100 Building $96,920
2023		$244,510 Land $156,100 Building $88,410	$244,510 Land $156,100 Building $88,410
2022	$889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BELKNAP WSC serves 8,070 people · EPA ID TX2520007
Water Source	Purchased surface water from CITY OF GRAHAM
Last State Inspection	Apr 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
Brazos Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
New Source Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 3003

Nearby Streets

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