1870 E Cayman Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 1870 E Cayman Rd, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,107 sqft · built 2003
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$720,000 (Dec 2020)
Tax Bill	$14,182 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-39-23-00008-0007-00002.0`

Property Details

APN / Parcel Number

Primary APN	`31-39-23-00008-0007-00002.0`
Alternative APN	`37089`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,107 sqft Living Area
Gross Area	2,788 sqft
1st Floor Area	2,107 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	134 ft deep x 74 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	483 sqft
Driveway	Brick Driveway
Driveway Area	612 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Screened Porch
Porch Area	452 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1870 E CAYMAN RD
City	VERO BEACH
State	FL
Zip	32963-4533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	SUMMERPLACE UNIT 4 BLK G LOT 2 PBI 8-22
Legal Range	39E
Legal Township	31S
Legal Section	23
Legal Subdivision	SUMMERPLACE UNIT 4
Legal Block	G
Legal Lot Number	2
Legal Unit	4
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3051
Census Tract	50506

Owner

Source: Indian River County assessment roll, APN 31-39-23-00008-0007-00002.0, as of December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	380 SHERWOOD FOREST DR, DELRAY BEACH, FL 33445-3888
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 18, 2020 · Amount on Record
Deed Sale	Dec 18, 2020 · Amount on Record
Prior Sale	Dec 09, 2015 · Amount on Record
Deed Document Number	202077190
Deed Book / Page	3369 / 1955
Prior Transfer Date	Feb 12, 2014
Prior Transfer Doc	0027361414
Record Updated	Jun 08, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 18, 2020
Property Address	1870 E CAYMAN RD, VERO BEACH, FL 32963-4533
Document Number	0033691955
Book / Page	3369 / 1955
Map Reference	MB 8 PG 22
Instrument Date	Dec 14, 2020
Instrument	3120200077190
Transaction Type	Transfer
Record Updated	Dec 06, 2021
Title Company	OCEANSIDE TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,040.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10930 PADDINGTON WAY, 10930, JACKSONVILLE, FL 32219-7623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 SHERWOOD FOREST DR, DELRAY BEACH, FL 33445-3888

Mortgage

Document Number	33691957
Date	Dec 18, 2020
Instrument	3369/1957

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Indian River County assessment roll as of December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,182.00 (+18.66%)	$1,009,824 (+9.54%) Land $440,300 Building $569,524	$1,009,824 (+9.54%) Land $440,300 Building $569,524
2023	$11,952.00 (+14.36%)	$921,875 (+21.87%) Land $345,950 Building $575,925	$921,875 (+21.87%) Land $345,950 Building $575,925
2022	$10,451.00	$756,418 Land $283,050 Building $473,368	$756,418 Land $283,050 Building $473,368

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), as of May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610505063, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 329 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	434 units insured incl. 105 condo units
Nearby Flood Claims	8 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 113 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3314052, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.