1851 E Cayman Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 1851 E Cayman Rd, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,040 sqft · built 1974
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,558 (2025)
Deeds & Mortgages	Dec 2018 Sale Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`31-39-23-00008-0006-00012.0`

Property Details

APN / Parcel Number

Primary APN	`31-39-23-00008-0006-00012.0`
Alternative APN	`37085`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area
Gross Area	2,500 sqft
1st Floor Area	780 sqft
2nd Floor Area	630 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	134 ft deep x 74 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	460 sqft
Deck Area	310 sqft

Location & Zoning

Street Address	1851 E CAYMAN RD
City	VERO BEACH
State	FL
Zip	32963-4534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	SUMMERPLACE UNIT 4 BLK F LOT 12 PBI 8-22
Legal Range	39E
Legal Township	31S
Legal Section	23
Legal Subdivision	SUMMERPLACE UNIT 4
Legal Block	F
Legal Lot Number	12
Legal Unit	4
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3050
Census Tract	50506

Owner

Source: Indian River County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1851 E CAYMAN RD, VERO BEACH, FL 32963-4534
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2018	Grant Deed ATTORNEY ONLY
Nov 9, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 19, 2018
Transfer Doc	0031620904
Record Updated	Oct 29, 2026

December 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 26, 2018
Property Address	1851 E CAYMAN RD, VERO BEACH, FL 32963-4534
Document Number	0031730080
Book / Page	003173 / 000080
Instrument Date	Dec 20, 2018
Instrument	77096
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1851 E CAYMAN RD VERO BEACH FL 329634534, VERO BEACH, FL 32963-4534

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 9, 2018
Property Address	1851 E CAYMAN RD, VERO BEACH, FL 32963-4534
Document Number	0031620904
Book / Page	003162 / 000904
Instrument Date	Oct 19, 2018
Instrument	68218
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1851 E CAYMAN RD VERO BEACH FL 329634534, VERO BEACH, FL 32963-4534

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,558.00 (+14.7%) Homeowner's exemption	$264,808 (+5.99%)	$562,200 (+20.16%) Land $440,300 Building $121,900
2023	$3,102.00 (+2.95%)	$249,850 (+3%)	$467,873 (+19.78%) Land $345,950 Building $121,923
2022	$3,013.00	$242,573	$390,624 Land $283,050 Building $107,574

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 329 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	434 units insured incl. 105 condo units
Nearby Flood Claims	8 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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