187 Troy Rd, Delaware, OH 43015 Property Records

Delaware County property record for 187 Troy Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,212 sqft · built 1958
Lot Size	0.327 acres (14,244 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Jul 2026)
Tax Bill	$3,534 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`519-313-05-031-000`

Property Details

APN / Parcel Number

Primary APN	`519-313-05-031-000`
Alternative APN	`142359.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,212 sqft
Basement Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,244 sqft (0.327 acres)
Lot Dimensions	190 ft deep x 75 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	520 sqft
Deck Area	350 sqft
Patio Area	224 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	187 TROY RD
City	DELAWARE
State	OH
Zip	43015-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 150
Legal Subdivision	GRANDVIEW ACRES ADD 03
Legal Lot Number	150
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	2
Census Block	2006
Census Tract	10422

Owner

187 Troy Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Delaware County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 771021, CHICAGO, IL 60677-1021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · Conventional Mortgage PNC BANK
Oct 3, 2022	Affidavit, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Deed Document Number	202619116
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jul 13, 2026
Property Address	187 TROY RD, DELAWARE, OH 43015-1538
Document Number	0000019116
Instrument Date	Jun 18, 2026
Instrument	202619116
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	NORTHWEST SELECT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89,385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019117,
Date	Jul 13, 2026
Instrument	202619117

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	DELAWARE OH
Recording Date	Oct 3, 2022
Property Address	187 TROY RD, DELAWARE, OH 43015-1538
Document Number	0000029337
Book / Page	1995 / 743
Map Reference	MB 5 PG 7
Instrument Date	Sep 27, 2022
Instrument	202200029337
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	187 TROY RD, DELAWARE, OH 43015-1538

Tax Assessment & Valuation

The 2025 property tax bill for 187 Troy Rd was $3,534 with a homeowner's exemption, up 4.8% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,534.00 (+4.84%)	$81,200 (-) Land $16,730 Building $64,470	$232,000 Land $47,800 Building $184,200
2024	$3,371.00 (-1.06%) Homeowner's exemption	$81,200 (-) Land $16,730 Building $64,470
2023	$3,407.00 Homeowner's exemption	$81,200 Land $16,730 Building $64,470	$232,000 Land $47,800 Building $184,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 187 Troy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 187 Troy Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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