174 Troy Rd, Delaware, OH 43015 Property Records

Delaware County property record for 174 Troy Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,534 sqft · built 1901
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Company Names on Record
Last Sale	$310,000 (Aug 2022)
Tax Bill	$4,885 (2025)
Deeds & Mortgages	May 2023 Line of Credit Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`519-314-11-002-000`

Property Details

APN / Parcel Number

Primary APN	`519-314-11-002-000`
Alternative APN	`141560.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,534 sqft Living Area
Gross Area	2,301 sqft
1st Floor Area	1,534 sqft
Basement Area	767 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	160 ft deep x 68 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	174 TROY RD
City	DELAWARE
State	OH
Zip	43015-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4280
Legal Subdivision	GEORGETOWN VILL
Legal Lot Number	4280
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	2
Census Block	2009
Census Tract	10422

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3001 HACKBERRY RD, IRVING, TX 75063-0156
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · Line of Credit KEMBA FINANCIAL CREDIT UNION INC
Feb 22, 2024	Intrafamily Transfer, Transfer
Aug 12, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 27, 2021	Survivorship Deed, Transfer GREAT AMERICAN TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Prior Sale	Jan 27, 2021 · Amount on Record
Deed Document Number	202224309
Deed Book / Page	1985 / 171
Last Transfer Date	Feb 16, 2024
Transfer Doc	0000003440
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	174 TROY RD, DELAWARE, OH 43015-1539
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009027
Date	May 8, 2023
Book Page	2029/2285
Instrument	202300009027

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 7, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OH
Recording Date	Feb 22, 2024
Property Address	174 TROY RD, DELAWARE, OH 43015-1539
Document Number	0000003440
Book / Page	2077 / 905
Map Reference	MB 8 PG 132
Instrument Date	Feb 21, 2024
Instrument	202400003440
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 TROY RD, DELAWARE, OH 43015-1539

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Aug 12, 2022
Property Address	174 TROY RD, DELAWARE, OH 43015-1539
Document Number	0000024309
Book / Page	1985 / 171
Map Reference	MB 8 PG 132
Instrument Date	Aug 9, 2022
Instrument	202200024309
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	VALLEY TTL DBA LAWYERS TTL D

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	174 TROY RD, DELAWARE, OH 43015-1539

Mortgage

Document Number	0000024310
Date	Aug 12, 2022
Instrument	202200024310

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

January 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	Jan 27, 2021
Property Address	174 TROY RD, DELAWARE, OH 43015-1539
Document Number	0000004183
Book / Page	1819 / 1219
Map Reference	MB 8 PG 132
Instrument Date	Sep 24, 2020
Instrument	202100004183
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,885.00 (+5.35%)	$98,040 (-) Land $14,420 Building $83,620	$280,100 (-) Land $41,200 Building $238,900
2024	$4,637.00 (-0.19%) Homeowner's exemption	$98,040 (-) Land $14,420 Building $83,620
2023	$4,646.00 (+41.86%) Homeowner's exemption	$98,040 (+67.1%) Land $14,420 Building $83,620	$280,100 (+67.12%) Land $41,200 Building $238,900
2022	$3,275.00	$58,670 Land $9,980 Building $48,690
2020			$167,600 Land $28,500 Building $139,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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