187 Telegraph Ave, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 187 Telegraph Ave, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,008 sqft · built 1955
Lot Size0.183 acres (7,992 sqft)
OwnerIndividual Name on File
Last Sale$144,900 (May 2012)
Tax Bill$3,732 (2026)
Deeds & MortgagesJan 2021 Refinance
Oct 2024 Refinance
Flood ZoneZone X (minimal risk)
APN651-00004

Property Details

APN / Parcel Number

Primary APN651-00004
Alternative APN
  • CHIC M:0651 P:00004

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Gross Area1,872 sqft
1st Floor Area1,008 sqft
Basement Area864 sqft
Unfinished Basement864 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,992 sqft (0.183 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number651-00004
Street Address187 TELEGRAPH AVE
CityCHICOPEE
StateMA
Zip01020-3023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code7
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group1
Census Block1005
Census Tract811301

Owner

187 Telegraph Ave is owned and occupied by an individual who bought it in May 2012.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address187 TELEGRAPH AVE, CHICOPEE, MA 01020-3023
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
POLISH NATIONAL CU
Oct 11, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
POLISH NATIONAL CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2012 · Amount on File
Deed SaleMay 14, 2012 · Amount on File
Prior SaleAug 25, 2010 · Amount on File
Deed Book / Page19256 / 581
Transfer Doc019256-581
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address187 TELEGRAPH AVE, CHICOPEE, MA 01020-3023
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number023646-251
DateJan 12, 2021
Book Page23646/251
Instrument2427
Lender
NamePOLISH NATIONAL CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term49 Months
DueFeb 1, 2025

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address187 TELEGRAPH AVE, CHICOPEE, MA 01020-3023
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025607-371
DateOct 11, 2024
Book Page25607/371
Instrument47291
Lender
NamePOLISH NATIONAL CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueNov 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 187 Telegraph Ave was $3,732, up 8.1% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,732.00 (+8.11%)$244,900 (+7.55%) Land $110,000 Building $134,900$285,267 (+4.96%)
2025$3,452.00 (+5.31%)$227,700 (+2.52%) Land $100,000 Building $127,700$271,795
2024$3,278.00 (+5.61%)$222,100 (+8.39%) Land $98,000 Building $124,100
2023$3,104.00$204,900 Land $89,100 Building $115,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Telegraph Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 187 Telegraph Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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