Hampden County and Chicopee City property record for 178 Telegraph Ave, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,982 sqft · built 1925 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,200 (Sep 2000) |
| Tax Bill | $4,695 (2026) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 651-00008 |
| Primary APN | 651-00008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,982 sqft Living Area |
| Gross Area | 2,752 sqft |
| 1st Floor Area | 1,102 sqft |
| Basement Area | 706 sqft |
| Unfinished Basement | 706 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,431 sqft (1.02 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 651-00008 |
|---|---|
| Street Address | 178 TELEGRAPH AVE |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-3022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 7 |
| Legal Subdivision | SUFFIELD STREET COOPER STREET |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 811301 |
178 Telegraph Ave is owned and occupied by an individual who bought it in September 2000.
Source: Hampden County and Chicopee City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 178 TELEGRAPH AVE, CHICOPEE, MA 01020-3022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jul 24, 2017 | Warranty Deed, Transfer UNITED BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2000 · Amount on File |
| Deed Sale | Sep 11, 2000 · Amount on File |
| Prior Sale | May 18, 2000 · Amount on File |
| Deed Book / Page | 11332 / 113 |
| Transfer Doc | 21776-472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 178 TELEGRAPH AVE, CHICOPEE, MA 01020-3022 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024796-137 |
|---|---|
| Date | Nov 7, 2022 |
| Book Page | 24796/137 |
| Instrument | 66076 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jul 24, 2017 |
| Property Address | 178 TELEGRAPH AVE, CHICOPEE, MA 01020-3022 |
| Document Number | 21776-472 |
| Book / Page | 21776 / 472 |
| Instrument | 41467 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $33.51 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 178 TELEGRAPH AVE, CHICOPEE, MA 01020-3022 |
| Document Number | 21776-475 |
|---|---|
| Date | Jul 24, 2017 |
| Book Page | 21776/475 |
| Instrument | 41468 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2047 |
The 2026 property tax bill for 178 Telegraph Ave was $4,695, up 5.7% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,695.00 (+5.7%) | $308,100 (+5.15%) Land $143,900 Building $164,200 | $330,511 (-25.25%) |
| 2025 | $4,442.00 (+5.34%) | $293,000 (+2.56%) Land $130,100 Building $162,900 | $442,130 |
| 2024 | $4,217.00 (+8.29%) | $285,700 (+11.17%) Land $127,700 Building $158,000 | |
| 2023 | $3,894.00 | $257,000 Land $116,200 Building $140,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 178 Telegraph Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 178 Telegraph Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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