Berkshire County and Otis Town property record for 187 Stebbins Rd, Otis, MA 01253
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 864 sqft · built 1987 |
| Lot Size | 2.49 acres (108,464 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Oct 1997) |
| Tax Bill | $1,966 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Sep 2021 Refinance |
| APN | OTIS M:6 L:25 |
| Primary APN | OTIS M:6 L:25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Gross Area | 2,503 sqft |
| 1st Floor Area | 874 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 108,464 sqft (2.49 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 217 |
|---|---|
| Street Address | 187 STEBBINS RD |
| City | OTIS |
| State | MA |
| Zip | 01253-6928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Lot Number | 25 |
| Jurisdiction | OTIS MA |
| Township / Civil Division | OTIS |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 933400 |
187 Stebbins Rd is owned by an individual who bought it in October 1997.
Source: Berkshire County and Otis Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 274, OTIS, MA 01253-0274 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · ARM GREYLOCK FCU |
| Sep 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GREYLOCK FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 1997 · Amount on File |
| Deed Sale | Oct 1, 1997 · Amount on File |
| Deed Book / Page | 1575 / 541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTIS MA |
| Property Address | 187 STEBBINS RD, OTIS, MA 01253-6928 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 007230-246 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 7230/246 |
| Instrument | 999112 |
| Name | GREYLOCK FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Aug 1, 2029 |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTIS MA |
| Property Address | 187 STEBBINS RD, OTIS, MA 01253-6928 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7019-188 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 7019/188 |
| Instrument | 984643 |
| Name | GREYLOCK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2046 |
The 2025 property tax bill for 187 Stebbins Rd was $1,966, up 0.9% from the year before.
Source: Berkshire County and Otis Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Berkshire County |
| County Subdivision | Otis Town |
| Elementary School District | Farmington River Regional School District (PK - 06) |
| Secondary School District | Lee/Berkshire Hills in Farmington River Regional (7-12) (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,966.00 (+0.92%) | $304,300 (+1.23%) Land $44,000 Building $260,300 | $423,780 |
| 2024 | $1,948.00 (+23.6%) | $300,600 (+26.25%) Land $45,700 Building $254,900 | |
| 2023 | $1,576.00 | $238,100 Land $41,800 Building $196,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 187 Stebbins Rd; there have been 3 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2005–2015) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 187 Stebbins Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Whip City Fiber Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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