162 Stebbins Rd, Otis, MA 01253 Property Records

Berkshire County and Otis Town property record for 162 Stebbins Rd, Otis, MA 01253

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 922 sqft · built 1977
Lot Size	4.22 acres (183,823 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Dec 2019)
Tax Bill	$2,196 (2025)
Deeds & Mortgages	Mar 2021 Refinance Dec 2019 Sale & Mortgage
APN	`OTIS M:6 L:52`

Property Details

APN / Parcel Number

Primary APN	`OTIS M:6 L:52`
Alternative APNs	`M:000006 P:000052` `240`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	922 sqft Living Area
Gross Area	3,114 sqft
1st Floor Area	1,668 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	183,823 sqft (4.22 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	240
Street Address	162 STEBBINS RD
City	OTIS
State	MA
Zip	01253-6928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Lot Number	52
Jurisdiction	OTIS MA
Township / Civil Division	OTIS
Census Block Group	1
Census Block	1022
Census Tract	933400

Owner

162 Stebbins Rd is owned by two individuals who bought it in December 2019.

Source: Berkshire County and Otis Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3713 MARCY ST, MOHEGAN LAKE, NY 10547-1054
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Dec 20, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2019 · Amount on File
Deed Sale	Dec 20, 2019 · Amount on File
Prior Sale	Oct 18, 2004 · Amount on File
Deed Document Number	2019952683
Deed Book / Page	6545 / 188
Prior Transfer Date	Dec 19, 2019
Prior Transfer Doc	6545-188
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTIS MA
Property Address	162 STEBBINS RD, OTIS, MA 01253-6928
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6855-293
Date	Mar 5, 2021
Book Page	6855/293
Instrument	973748

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	229 Months
Due	Apr 1, 2040

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTIS MA
Recording Date	Dec 20, 2019
Property Address	162 STEBBINS RD, OTIS, MA 01253-6928
Document Number	6545-188
Book / Page	6545 / 188
Instrument Date	Dec 19, 2019
Instrument	952683
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3713 MARCY ST, MOHEGAN LAKE, NY 10547-1054

Mortgage

Document Number	952684
Date	Dec 20, 2019
Instrument	952684

Lender

Name	LEE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 162 Stebbins Rd was $2,196, up 1.2% from the year before.

Source: Berkshire County and Otis Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Otis Town
Elementary School District	Farmington River Regional School District (PK - 06)
Secondary School District	Lee/Berkshire Hills in Farmington River Regional (7-12) (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,196.00 (+1.15%)	$340,000 (+1.46%) Land $78,900 Building $261,100	$480,673
2024	$2,171.00 (+8.39%)	$335,100 (+10.74%) Land $81,900 Building $253,200
2023	$2,003.00	$302,600 Land $102,800 Building $199,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 162 Stebbins Rd; there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2005–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 162 Stebbins Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Whip City Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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