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187 Spring Flowers Dr, Cameron, NC 28326 Property Records

Harnett County property record for 187 Spring Flowers Dr, Cameron, NC 28326

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,791 sqft · built 2013
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Sep 2016)
Tax Bill$3,471 (2026)
Deeds & MortgagesSep 2025 Mortgage
Dec 2020 Construction Loan
Flood ZoneZone X (minimal risk)
APN1500020620

Property Details

APN / Parcel Number

Primary APN1500020620
Alternative APN
  • 09956702 0006 57

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,791 sqft Heated Area
1st Floor Area1,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area43,560 sqft (1 acres)
Garage Area730 sqft
PorchPorch
Porch Area4,775 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1500020620
Street Address187 SPRING FLOWERS DR
CityCAMERON
StateNC
Zip28326-9825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA20R
Legal DescriptionLOT#58 CAROLINA SEASONS P2 MAP#2009-96
Legal SubdivisionCAROLINA SEASONS
Legal Lot Number58
JurisdictionHARNETT NC
Township / Civil DivisionJOHNSONVILLE
Census Block Group1
Census Block1029
Census Tract71401

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address187 SPRING FLOWERS DR, CAMERON, NC 28326-9825
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2025Deed of Trust, Mortgage · VA Mortgage
PENTAGON FCU
Dec 21, 2020Deed of Trust, Construction Loan · Construction Mortgage
SWAN ASSETS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2016 · Amount on File
Deed SaleSep 12, 2016 · Amount on File
Prior SaleDec 10, 2014 · Amount on File
Deed Document Number201613008
Deed Book / Page3437 / 124
Prior Transfer DateDec 9, 2014
Prior Transfer Doc0000016528
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARNETT NC
Property Address187 SPRING FLOWERS DR, CAMERON, NC 28326-9825
Transaction TypeMortgage
Record UpdatedOct 9, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address187 SPRING FLOWERS DR, CAMERON, NC 28326-9825

Mortgage

Document Number0000017781
DateSep 22, 2025
Book Page4304/1574
Instrument2025017781
Lender
NamePENTAGON FCU
TypeCredit Union
Address7940 JONES BRANCH DR, TYSONS, VA 22102
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

December 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionHARNETT NC
Recording DateDec 21, 2020
Property Address187 SPRING FLOWERS DR, CAMERON, NC 28326-9825
Document Number0000023974
Book / Page003913 / 000468
Instrument DateDec 16, 2020
Instrument23974
Transaction TypeConstruction Loan
Record UpdatedJan 8, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 481452 CHARLOTTE NC 282695312, CHARLOTTE, NC 28269-5312
InvestorPossibly a Property Investor

Mortgage

Document Number0000023974
DateDec 21, 2020
Book Page003913/000468
Instrument23974
Lender
NameSWAN ASSETS LLC
AddressCHARLOTTE, NC 28269
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueDec 20, 2021

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,471.00 (+31.88%)$496,515 (+23.13%)$496,515 (+23.13%) Land $28,980 Building $467,535
2025$2,632.00$403,239 (-)$403,239 (-) Land $11,660 Building $391,579
2023$2,632.00 Veteran's exemption$403,239$403,239 Land $11,660 Building $391,579

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2013 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 75% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARNETT REGIONAL WATER
serves 121,885 people · EPA ID NC0343045
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Windstream
DSL		200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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