162 Spring Flowers Dr, Cameron, NC 28326 Property Records

Harnett County property record for 162 Spring Flowers Dr, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,006 sqft · built 2014
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,000 (Jan 2020)
Tax Bill	$2,529 (2026)
Deeds & Mortgages	May 2022 Line of Credit Dec 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500034877`

Property Details

APN / Parcel Number

Primary APN	`1500034877`
Alternative APN	`09956702 0006 18`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,006 sqft Heated Area
1st Floor Area	796 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	520 sqft
Porch	Porch
Porch Area	344 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500034877
Street Address	162 SPRING FLOWERS DR
City	CAMERON
State	NC
Zip	28326-9825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LT#19 CAROLINA SEASONS P2 MAP#2009-96
Legal Subdivision	CAROLINA SEASONS
Legal Lot Number	19
Jurisdiction	HARNETT NC
Township / Civil Division	JOHNSONVILLE
Census Block Group	1
Census Block	1029
Census Tract	71401

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	162 SPRING FLOWERS DR, CAMERON, NC 28326-9825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 21, 2020	Deed of Trust, Construction Loan · Construction Mortgage SWAN ASSETS LLC
Jan 3, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2020 · Amount on Record
Deed Sale	Jan 3, 2020 · Amount on Record
Prior Sale	Jul 2, 2015 · Amount on Record
Deed Document Number	2020112
Deed Book / Page	3770 / 949
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	162 SPRING FLOWERS DR, CAMERON, NC 28326-9825
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009113
Date	May 2, 2022
Book Page	4146/941
Instrument	2022009113

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 23, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Recording Date	Dec 21, 2020
Property Address	162 SPRING FLOWERS DR, CAMERON, NC 28326-9825
Document Number	0000023974
Book / Page	003913 / 000468
Instrument Date	Dec 16, 2020
Instrument	23974
Transaction Type	Construction Loan
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 481452 CHARLOTTE NC 282695312, CHARLOTTE, NC 28269-5312
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023974
Date	Dec 21, 2020
Book Page	003913/000468
Instrument	23974

Lender

Name	SWAN ASSETS LLC
Address	CHARLOTTE, NC 28269

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 20, 2021

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jan 3, 2020
Property Address	162 SPRING FLOWERS DR, CAMERON, NC 28326-9825
Document Number	0000000112
Book / Page	003770 / 000949
Instrument Date	Jan 3, 2020
Instrument	112
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$414.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 SPRING FLOWERS DR CAMERON NC 283269825, CAMERON, NC 28326-9825

Mortgage

Document Number	113
Date	Jan 3, 2020
Book Page	003770/000951
Instrument	113

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,529.00 (+46.02%)	$325,960 (+40.67%)	$325,960 (+40.67%) Land $28,150 Building $297,810
2023	$1,732.00	$231,726	$231,726 Land $11,320 Building $220,406

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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