187 Shoddy Mill Rd, Andover, CT 06232 Property Records

Andover Town property record for 187 Shoddy Mill Rd, Andover, CT 06232

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,394 sqft · built 1988
Lot Size	4.61 acres (200,812 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jul 2021)
Tax Bill	$6,408 (2025)
Deeds & Mortgages	May 2022 Mortgage Jul 2021 Sale & Mortgage + 2 more
APN	`ANDO M:0020 B:0012 L:0001-4`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:0020 B:0012 L:0001-4`
Alternative APNs	`ADVR M:0020 B:0012 L:0001-4` `M:0020 B:0012 L:0001=4` `139`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,394 sqft Living Area
Gross Area	4,618 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	200,812 sqft (4.61 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	139
Street Address	187 SHODDY MILL RD
City	ANDOVER
State	CT
Zip	06232-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	12
Legal Lot Number	1-4
Jurisdiction	ANDOVER CT
Township / Civil Division	ANDOVER
Census Block Group	4
Census Block	4014
Census Tract	528100

Owner

Source: Andover Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	187 SHODDY MILL RD, ANDOVER, CT 06232-1215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) AMERICAN EAGLE FCU
Jul 29, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICAN EAGLE FCU
Sep 22, 2020	Deed of Trust, Mortgage · Balloon Mortgage SANTANDER BANK NA
Oct 26, 2020	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Feb 7, 1990 · Amount on Record
Deed Document Number	2021497
Deed Book / Page	139 / 435
Prior Transfer Date	Oct 1, 2020
Prior Transfer Doc	0000137-64
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Property Address	187 SHODDY MILL RD, ANDOVER, CT 06232-1215
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000141-540
Date	May 2, 2022
Book Page	141/540
Instrument	231

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2027

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDOVER CT
Recording Date	Jul 29, 2021
Property Address	187 SHODDY MILL RD, ANDOVER, CT 06232-1215
Document Number	000139-435
Book / Page	139 / 435
Instrument Date	Jul 26, 2021
Instrument	497
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000000498
Date	Jul 29, 2021
Instrument	498

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Property Address	187 SHODDY MILL RD, ANDOVER, CT 06232-1215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	136-853
Date	Sep 22, 2020
Book Page	136/853

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER CT
Recording Date	Oct 26, 2020
Property Address	187 SHODDY MILL RD, ANDOVER, CT 06232-1215
Document Number	137-64
Book / Page	000137 / 000064
Instrument Date	Oct 1, 2020
Instrument	499
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 SHODDY MILL RD ANDOVER CT 062321215, ANDOVER, CT 06232-1215

Tax Assessment & Valuation

Source: Andover Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Andover Town
Elementary School District	Andover School District (PK - 06)
Secondary School District	Regional School District 08 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,408.00	$202,860 (-) Land $39,620 Building $163,240	$142,002 Land $27,734 Building $114,268
2024	$6,408.00 (+0.96%)
2023	$6,347.00 (-1.95%)	$202,860 (-) Land $39,620 Building $163,240
2022	$6,473.00	$202,860 Land $39,620 Building $163,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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