185 Shoddy Mill Rd, Andover, CT 06232 Property Records

Andover Town property record for 185 Shoddy Mill Rd, Andover, CT 06232

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,938 sqft · built 1988
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Oct 2024)
Tax Bill	$5,856 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2024 Sale & Mortgage + 1 more
APN	`ANDO M:0020 B:0012 L:0001-3`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:0020 B:0012 L:0001-3`
Alternative APNs	`ADVR M:0020 B:0012 L:0001-3` `M:0020 B:0012 L:0001=3` `138`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,938 sqft Living Area
Gross Area	3,954 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,253 sqft (0.97 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	138
Street Address	185 SHODDY MILL RD
City	ANDOVER
State	CT
Zip	06232-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	12
Legal Lot Number	1-3
Jurisdiction	ANDOVER CT
Township / Civil Division	ANDOVER
Census Block Group	4
Census Block	4014
Census Tract	528100

Owner

185 Shoddy Mill Rd is owned and occupied by two individuals who bought it in October 2024.

Source: Andover Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	185 SHODDY MILL RD, ANDOVER, CT 06232-1215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Oct 16, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 27, 2018	Warranty Deed, Transfer THE MONEY SOURCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2024 · Amount on File
Deed Sale	Oct 16, 2024 · Amount on File
Prior Sale	Dec 27, 2018 · Amount on File
Deed Document Number	2024418
Deed Book / Page	145 / 893
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Property Address	185 SHODDY MILL RD, ANDOVER, CT 06232-1215
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000137-895
Date	Jan 20, 2021
Book Page	137/895
Instrument	43

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDOVER CT
Recording Date	Oct 16, 2024
Property Address	185 SHODDY MILL RD, ANDOVER, CT 06232-1215
Document Number	000145-893
Book / Page	145 / 893
Instrument Date	Oct 11, 2024
Instrument	418
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000000419
Date	Oct 16, 2024
Instrument	419

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDOVER CT
Recording Date	Dec 27, 2018
Property Address	185 SHODDY MILL RD, ANDOVER, CT 06232-1215
Document Number	133-24
Book / Page	000133 / 000024
Instrument Date	Dec 27, 2018
Transaction Type	Transfer
Record Updated	Jan 22, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 SHODDY MILL RD ANDOVER CT 062321215, ANDOVER, CT 06232-1215

Mortgage

Document Number	133-27
Date	Dec 27, 2018
Book Page	000133/000027

Lender

Name	THE MONEY SOURCE INC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 185 Shoddy Mill Rd was $5,856.

Source: Andover Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Andover Town
Elementary School District	Andover School District (PK - 06)
Secondary School District	Regional School District 08 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,856.00	$185,360 Land $35,560 Building $149,800	$129,752 Land $24,892 Building $104,860
2024	$5,856.00 (+0.97%)
2023	$5,800.00 (-1.94%)	$185,360 (-) Land $35,560 Building $149,800
2022	$5,915.00	$185,360 Land $35,560 Building $149,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 185 Shoddy Mill Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Shoddy Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shoddy Mill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures