187 River Ledge Rd, Hammond, NY 13646 Property Records

St. Lawrence County and Hammond Town property record for 187 River Ledge Rd, Hammond, NY 13646

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,528 sqft · built 1987
Lot Size	2.2 acres (95,832 sqft)
Owner	Company Name on File
Last Sale	$515,000 (Jun 2024)
Tax Bill	$7,241 (2026)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Jul 2020 Sale & Mortgage
APN	`404289 111.047-2-4.11`

Property Details

APN / Parcel Number

Primary APN	`404289 111.047-2-4.11`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
1st Floor Area	1,528 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	95,832 sqft (2.2 acres)
Lot Width	126 ft Width
View / Lot	Waterfront / Beach

Exterior Amenities

Porch	Slab
Porch Area	565 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	404289 111.047-2-4.11
Street Address	187 RIVER LEDGE RD
City	HAMMOND
State	NY
Zip	13646-3233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	2
Legal Lot Number	4.011
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	HAMMOND
Census Block Group	3
Census Block	3001
Census Tract	492900

Owner

187 River Ledge Rd is owned by a company that bought it in June 2024.

Source: St. Lawrence County and Hammond Town records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	470 AVENUE ALLARD, DORVAL QUEBEC CANADA HC, NY
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2024	Warranty Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP
Jul 23, 2020	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2024 · Amount on File
Deed Sale	Jun 27, 2024 · Amount on File
Prior Sale	Aug 28, 2020 · Amount on File
Deed Document Number	20246800
Prior Transfer Date	Feb 3, 2011
Prior Transfer Doc	2011002477
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Jun 27, 2024
Property Address	187 RIVER LEDGE RD, HAMMOND, NY 13646-3233
Document Number	0000006800
Instrument Date	Apr 12, 2024
Instrument	R-2024-00006800
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	CLINTON ABSTRACT CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1215 ROCKY RIDGE TRL, HARKER HEIGHTS, TX 76548-2615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 CONSUMER SQ # 1071, PLATTSBURGH, NY 12901-6532

Mortgage

Document Number	0000006801
Date	Jun 27, 2024
Instrument	R-2024-00006801

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Jul 23, 2020
Property Address	187 RIVER LEDGE RD, HAMMOND, NY 13646-3233
Document Number	0000007160
Instrument Date	Jul 9, 2020
Instrument	7160
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	211 STUART ST WATERTOWN NY 136011616, WATERTOWN, NY 13601-1616

Mortgage

Document Number	7161
Date	Jul 23, 2020
Instrument	7161

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 187 River Ledge Rd was $7,241, up 2.5% from the year before.

Source: St. Lawrence County and Hammond Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Hammond Town
Unified School District	Hammond Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,241.00 (+2.55%)
2025	$7,061.00	$260,000 (-) Land $140,000 Building $120,000	$351,351 (+4.05%) Land $189,189 Building $162,162
2024		$260,000 (-) Land $140,000 Building $120,000	$337,662 (+3.9%) Land $181,818 Building $155,844
2023		$260,000 Land $140,000 Building $120,000	$325,000 Land $175,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 187 River Ledge Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 River Ledge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Castle Cable TV Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Ledge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures