165 River Ledge Rd, Hammond, NY 13646 Property Records

St. Lawrence County and Hammond Town property record for 165 River Ledge Rd, Hammond, NY 13646

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,380 sqft · built 2000
Lot Size1.2 acres (52,272 sqft)
Owner2 Individual Names on File
Tax Bill$7,102 (2026)
Deeds & MortgagesMar 2020 Mortgage
APN404289 111.047-2-1

Property Details

APN / Parcel Number

Primary APN404289 111.047-2-1
Alternative APN
  • 428911104700020010000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,380 sqft Living Area
1st Floor Area1,380 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area52,272 sqft (1.2 acres)
Lot Dimensions289 ft deep x 188 ft wide
View / LotWaterfront / Beach
Garage TypeAttached
Garage Area676 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area662 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Account Number404289 111.047-2-1
Street Address165 RIVER LEDGE RD
CityHAMMOND
StateNY
Zip13646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number1.000
JurisdictionST LAWRENCE NY
Township / Civil DivisionHAMMOND
Census Block Group3
Census Block3001
Census Tract492900

Owner

165 River Ledge Rd is owned by two individuals who acquired it in December 2013.

Source: St. Lawrence County and Hammond Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address470 SUNSET RIDGE TRL, ROCHESTER, NY 14626-4439
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 23, 2013
Transfer Doc20426
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LAWRENCE NY
Property Address165 RIVER LEDGE RD, HAMMOND, NY 13646
Document Number0000003427
Instrument DateMar 31, 2020
Transaction TypeMortgage
Record UpdatedJun 25, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address470 SUNSET RIDGE TRL ROCHESTER NY 146264439, ROCHESTER, NY 14626-4439

Mortgage

Document Number0000003427
DateApr 1, 2020
Instrument3427
Lender
NameCNB MTG
TypeMortgage Company
AddressPITTSFORD, NY 14534
Agreement
AmountAmount on Record
Term300 Months
DueMar 31, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 165 River Ledge Rd was $7,102, up 2.6% from the year before.

Source: St. Lawrence County and Hammond Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountySt. Lawrence County
County SubdivisionHammond Town
Unified School DistrictHammond Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,102.00 (+2.56%)
2025$6,925.00$255,000 Land $126,000 Building $129,000$344,595 Land $170,270 Building $174,325
2023$255,000 Land $126,000 Building $129,000$318,750 Land $157,500 Building $161,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 165 River Ledge Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 River Ledge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Castle Cable TV
Fiber
1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Ledge Rd

Nearby Streets

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