Middlesex County and Perth Amboy City property record for 187 Rector St, Perth Amboy, NJ 08861
| Property Type | Single Family Home |
|---|---|
| Details | 1,730 sqft · built 1919 |
| Lot Size | 0.058 acres (2,526 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,690 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00025-0000-00018 |
| Primary APN | 16-00025-0000-00018 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,730 sqft Living Area |
| 1st Floor Area | 1,730 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 2,526 sqft (0.058 acres) |
| Lot Dimensions | 79 ft deep x 32 ft wide |
| Street Address | 187 RECTOR ST |
|---|---|
| City | PERTH AMBOY |
| State | NJ |
| Zip | 08861-4739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50 |
| Legal Description | 32X79 LIFE EST GEORGE GANO |
| Legal Block | 25 |
| Legal Lot Number | 18 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | PERTH AMBOY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 5000 |
Source: Middlesex County and Perth Amboy City records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 187 RECTOR ST, PERTH AMBOY, NJ 08861-4739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage FRANCIS C DE VITO |
| Mar 4, 2017 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Mar 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 187 RECTOR ST, PERTH AMBOY, NJ 08861-4739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 187 RECTOR ST, PERTH AMBOY, NJ 08861-4739 |
| Document Number | 0000008532 |
|---|---|
| Date | Feb 13, 2024 |
| Book Page | 19399/580 |
| Instrument | 2024008532 |
| Name | FRANCIS C DE VITO |
|---|---|
| Type | Private Party |
| Address | 50 SKYTOP RD, NEWTON, NJ 07860 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 187 RECTOR ST, PERTH AMBOY, NJ 08861-4739 |
| Document Number | 0000008190 |
| Instrument Date | Mar 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2018 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 187 RECTOR ST PERTH AMBOY NJ 088614739, PERTH AMBOY, NJ 08861-4739 |
| Document Number | 0000008190 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 016718/000189 |
| Instrument | 8190 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 864 Months |
| Due | Mar 21, 2089 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 187 RECTOR ST, PERTH AMBOY, NJ 08861-4739 |
| Document Number | 0000008191 |
| Instrument Date | Mar 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 187 RECTOR ST PERTH AMBOY NJ 088614739, PERTH AMBOY, NJ 08861-4739 |
| Document Number | 0000008191 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 016718/000204 |
| Instrument | 8191 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 864 Months |
| Due | Mar 21, 2089 |
Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Perth Amboy City |
| Unified School District | Perth Amboy City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $257,700 (-) Land $121,600 Building $136,100 | $257,700 (-) Land $121,600 Building $136,100 | |
| 2025 | $7,690.00 (+5.72%) Senior Citizen's exemption Veteran's exemption | $257,700 (-) Land $121,600 Building $136,100 | $257,700 (-) Land $121,600 Building $136,100 |
| 2024 | $7,274.00 (+1.51%) | ||
| 2023 | $257,700 Land $121,600 Building $136,100 | $257,700 Land $121,600 Building $136,100 | |
| 2022 | $7,166.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2007–2012) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PERTH AMBOY WATER DEPARTMENT serves 52,328 people · EPA ID NJ1216001 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Gross alpha radiation not recorded as resolved · Jan 2026 Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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