Middlesex County and Perth Amboy City property record for 178 Rector St, Perth Amboy, NJ 08861
| Property Type | Single Family Home |
|---|---|
| Details | 2,543 sqft · built 1909 |
| Lot Size | 0.145 acres (6,299 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Feb 2015) |
| Tax Bill | $10,996 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00026-0000-00021 |
| Primary APN | 16-00026-0000-00021 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,543 sqft Living Area |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Construction Type | Frame |
| Lot Area | 6,299 sqft (0.145 acres) |
| Lot Dimensions | 150 ft deep x 42 ft wide |
| Street Address | 178 RECTOR ST |
|---|---|
| City | PERTH AMBOY |
| State | NJ |
| Zip | 08861-4720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50 |
| Legal Description | 42X150 |
| Legal Block | 26 |
| Legal Lot Number | 21 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | PERTH AMBOY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 5000 |
178 Rector St is owned and occupied by an individual who bought it in February 2015.
Source: Middlesex County and Perth Amboy City records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 178 RECTOR ST, PERTH AMBOY, NJ 08861-4720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Line of Credit POPULAR BANK |
| Apr 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2015 · Amount on File |
| Deed Sale | Feb 11, 2015 · Amount on File |
| Prior Sale | Sep 29, 1997 · Amount on File |
| Deed Document Number | 2015203 |
| Deed Book / Page | 6661 / 369 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 178 RECTOR ST, PERTH AMBOY, NJ 08861-4720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | TITLE365 COMPANY |
| Name | Verified Name |
|---|---|
| Address | 260 HIGH ST, PERTH AMBOY, NJ 08861-4451 |
| Document Number | 0000016589 |
|---|---|
| Date | Mar 13, 2026 |
| Book Page | 19972/1850 |
| Instrument | 2026016589 |
| Name | POPULAR BANK |
|---|---|
| Type | Bank |
| Address | PERTH AMBOY, NJ 08861 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 14, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 178 RECTOR ST, PERTH AMBOY, NJ 08861-4720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030921 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 17835/705 |
| Instrument | 2020030921 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 178 Rector St was $10,996, up 5.3% from the year before.
Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Perth Amboy City |
| Unified School District | Perth Amboy City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $346,000 (-) Land $139,000 Building $207,000 | $346,000 (-) Land $139,000 Building $207,000 | |
| 2025 | $10,996.00 (+5.34%) | $346,000 Land $139,000 Building $207,000 | $346,000 Land $139,000 Building $207,000 |
| 2024 | $10,439.00 | ||
| 2023 | $346,000 Land $139,000 Building $207,000 | $346,000 Land $139,000 Building $207,000 | |
| 2022 | $10,293.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 178 Rector St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2007–2012) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 178 Rector St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PERTH AMBOY WATER DEPARTMENT serves 52,328 people · EPA ID NJ1216001 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Gross alpha radiation not recorded as resolved · Jan 2026 Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures