170 Planters Dr, Gaffney, SC 29341 Property Records

Cherokee County property record for 170 Planters Dr, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	2,592 sqft · built 2008
Lot Size	1.05 acres (46,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,500 (Aug 2017)
Tax Bill	$1,189 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021498-23-3`

Property Details

APN / Parcel Number

Primary APN	`021498-23-3`
Alternative APNs	`0600000097081 00009326` `060-00-00-097.081` `021407223`

Interior

Stories	1 Story
Building Area	2,592 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Brick Veneer
Lot Area	46,174 sqft (1.05 acres)
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Location & Zoning

Old Parcel Number	0600000097081 00009326
Street Address	170 PLANTERS DR
City	GAFFNEY
State	SC
Zip	29341-3541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	170 PLANTERS DR LT#81 FM MCSWAIN $278500 FM BARNES CONST $24000
Legal Subdivision	PLANTATION POINTE SUB PH V
Legal Lot Number	81
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1026
Census Tract	970204

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	170 PLANTERS DR, GAFFNEY, SC 29341-3541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST PIEDMONT FED'L S&L ASSN
Jul 22, 2020	Deed of Trust, Construction Loan · Construction Mortgage FIRST PIEDMONT FED'L S&L ASSN
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU
Aug 9, 2017	Grant Deed, Transfer · Conventional Mortgage SHARONVIEW FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2017 · Amount on Record
Deed Sale	Aug 9, 2017 · Amount on Record
Prior Sale	Aug 27, 2013 · Amount on Record
Deed Document Number	0000961170
Deed Book / Page	96 / 1170
Prior Transfer Date	Apr 1, 2014
Prior Transfer Doc	01317
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	170 PLANTERS DR # 81, 81, GAFFNEY, SC 29341-3541
Document Number	0001270847
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1701 PLANTERS DR FAISON NC 28341, FAISON, NC 28341

Mortgage

Document Number	0001270847
Date	Oct 6, 2020
Book Page	000127/000847
Instrument	5402

Lender

Name	FIRST PIEDMONT FED'L S&L ASSN
Address	GAFFNEY, SC 29340

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Recording Date	Jul 22, 2020
Property Address	170 PLANTERS DR # 81, 81, GAFFNEY, SC 29341-3541
Document Number	0001242327
Book / Page	000124 / 002327
Instrument Date	Jul 16, 2020
Instrument	3744
Transaction Type	Construction Loan
Record Updated	Aug 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	170 PLANTERS DR GAFFNEY SC 293413541, GAFFNEY, SC 29341-3541

Mortgage

Document Number	1242327
Date	Jul 22, 2020
Book Page	000124/002327
Instrument	3744

Lender

Name	FIRST PIEDMONT FED'L S&L ASSN
Address	GAFFNEY, SC 29341

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	170 PLANTERS DR # 81, 81, GAFFNEY, SC 29341-3541
Document Number	0000980996
Book / Page	000098 / 000996
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 PLANTERS DR GAFFNEY SC 293413541, GAFFNEY, SC 29341-3541

Mortgage

Document Number	0000980996
Date	Oct 19, 2017
Book Page	000098/000996
Instrument	5116

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2047

Interest

Rate Type	Adjustable Rate

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Aug 9, 2017
Property Address	170 PLANTERS DR # 81, 81, GAFFNEY, SC 29341-3541
Document Number	0000961170
Book / Page	000096 / 001170
Instrument Date	Aug 9, 2017
Instrument	3843
Transaction Type	Transfer
Record Updated	Oct 4, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	170 PLANTERS DR GAFFNEY SC 293413541, GAFFNEY, SC 29341-3541

Mortgage

Document Number	961172
Date	Aug 9, 2017
Book Page	000096/001172
Instrument	3844

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2047

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,189.00 (+19.5%)	$11,560 (-) Land $1,000 Building $10,560	$289,100 (-) Land $25,000 Building $264,100
2023	$995.00 Homeowner's exemption	$11,560 Land $1,000 Building $10,560	$289,100 Land $25,000 Building $264,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANIEL MORGAN WATER DISTRICT (1120001) serves 5,746 people · EPA ID SC1120001
Water Source	Purchased surface water from GRASSY POND WATER CO INC
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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