187 N Cedar Cir, Payson, AZ 85541 Property Records

Gila County property record for 187 N Cedar Cir, Payson, AZ 85541 · Last verified December 2025

Property Summary

Property Type	Rural Home
Details	1,454 sqft · built 1994
Lot Size	0.36 acres (15,682 sqft)
Owner	Owner Name on File
Tax Bill	$2,131 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone D (undetermined)
APN	`302-62-019`

Property Details

APN / Parcel Number

Primary APN	`302-62-019`
Alternative APNs	`R025510` `025510`

Interior

Stories	2 Stories
Building Area	1,454 sqft Living Area
1st Floor Area	969 sqft

Exterior

Year Built	Built 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asbestos
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R025510
Street Address	187 N CEDAR CIR
City	PAYSON
State	AZ
Zip	85541-2769
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECTION: 05 TOWNSHIP: 11N RANGE: 11.5E LOT 179 , TONTO VILLAGE , PLAT 565SE1/4 SEC 5 T11N R111/2E = 0.36 AC
Legal Range	111
Legal Township	11N
Legal Section	05
Legal Subdivision	TONTO VLG/SETTLE INN
Legal Lot Number	179
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	2
Census Block	2018
Census Tract	200

Owner

Source: Gila County records · APN 302-62-019

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	PO BOX 7293, MESA, AZ 85216-7293

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Jun 02, 2009
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	187 N CEDAR CIR, PAYSON, AZ 85541-2769
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8535 E CORALBELL AVE, MESA, AZ 85208-2267

Mortgage

Document Number	0000002413
Date	Feb 22, 2022
Instrument	2022-002413

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,784 (+6.91%) Land $2,638 Building $27,146	$297,839 (+6.91%) Land $26,379 Building $271,460
2025	$2,131.00 (+22.82%)
2024		$27,860 Land $2,815 Building $25,045	$278,595 Land $28,148 Building $250,447
2023	$1,735.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040070002002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D
Special Flood Hazard Area	No
Flood Hazard	Undetermined not studied
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 20 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	5 (1998–2021)
Most Recent Claim	Aug 2021, rainfall accumulation

Wildfire

Wildfire Risk	Extreme above 95% of the US · above 93% of Arizona
Wildfire Likelihood	About 1 in 46 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.