185 N Cedar Cir, Payson, AZ 85541 Property Records

Gila County property record for 185 N Cedar Cir, Payson, AZ 85541

Property Summary

Property TypeRural Home
Details1,574 sqft · built 1996
Lot Size0.389 acres (16,988 sqft)
OwnerIndividual Name on File
Last Sale$519,000 (Sep 2024)
Tax Bill$2,303 (2025)
Deeds & MortgagesMar 2024 Mortgage
Flood ZoneZone D (undetermined)
APN302-62-018

Property Details

APN / Parcel Number

Primary APN302-62-018
Alternative APNs
  • R025506
  • 025506

Interior

Stories1 Story
Building Area1,574 sqft Living Area
1st Floor Area1,574 sqft

Exterior

Year BuiltBuilt 1996
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialAsbestos
Lot Area16,988 sqft (0.389 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air

Location & Zoning

Account NumberR025506
Street Address185 N CEDAR CIR
CityPAYSON
StateAZ
Zip85541-2769
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSECTION: 05 TOWNSHIP: 11N RANGE: 11.5E LOT 178 , TONTO VILLAGE 3 , PLAT 565SE1/4 SEC 5 T11N R111/2E = 0.39 AC
Legal Range111
Legal Township11N
Legal Section05
Legal SubdivisionTONTO VLG/SETTLE INN
Legal Lot Number178 1002
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group2
Census Block2018
Census Tract200

Owner

Source: Gila County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3130 S KENWOOD LN, TEMPE, AZ 85282
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 12, 2024 · Amount on Record
Deed SaleSep 12, 2024 · Amount on Record
Prior SaleJun 8, 2012
Deed Document Number2024007632
Deed Book / Page2024007 / 632
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address185 N CEDAR CIR, PAYSON, AZ 85541-2769
Transaction TypeMortgage
Record UpdatedApr 19, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002455
DateMar 20, 2024
Instrument2024-002455
Lender
NameAMERICA FIRST FCU
TypeCredit Union
AddressOGDEN, UT 84405
Agreement
AmountAmount Recorded
Term64 Months
DueJun 30, 2029

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,033 (+4.71%) Land $2,750 Building $31,283$340,336 (+4.71%) Land $27,504 Building $312,832
2025$2,303.00 (+8.43%)
2024$32,502 Land $2,933 Building $29,569$325,014 Land $29,328 Building $295,686
2023$2,124.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims5 (1998–2021)
Most Recent ClaimAug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 95% of the US · above 93% of Arizona
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCS TONTO VILLAGE WATER COMPANY
private · serves 512 people · EPA ID AZ0404023
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Optimum Communications.

Nearby Properties on N Cedar Cir

Nearby Streets

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