McKean County property record for 187 Main St, Eldred, PA 16731 · Last verified May 2026
| Property Type | Commercial > Retail |
|---|---|
| Lot Size | 3,920 sqft (0.09 acres) |
| Last Sale | $40,000 (2018) |
| Tax Bill | $2,544.00 (2026) |
| Primary APN | 07-002.-113.00 |
|---|---|
| Alternative APN |
|
| Units | 2 Units |
|---|
| Lot Area | 3,920 sqft (0.09 acres) |
|---|---|
| Depth X Width | 160 ft x 24 ft Depth x Width |
| Street Address | 187 MAIN ST |
|---|---|
| City | ELDRED |
| State | PA |
| Zip | 16731-4621 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | OLD CONTROL:0913-0042 |
| Jurisdiction | MCKEAN PA |
| Minor Civil Division | ELDRED |
| Census Blockgroup | 4 |
| Census Block | 4017 |
| Census Tract | 420600 |
Source: McKean County records · APN 07-002.-113.00
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 665 LOOP RD, ELDRED, PA 16731-3413 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 04, 2019 | Deed of Trust, Mortgage · Commercial Mortgage HAMLIN BANK & TRUST COMPANY |
| Nov 30, 2018 | Deed, Transfer · Line of Credit HAMLIN BANK & TRUST COMPANY |
| Mar 29, 2018 | Deed, Transfer · Commercial Mortgage NORTHWEST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 30, 2018 · Amount on Record |
| Deed Sale | Nov 30, 2018 · Amount on Record |
| Prior Sale | Mar 29, 2018 · Amount on Record |
| Deed Doc Number | 20184680 |
| Deed Book / Page | 913 / 42 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Property Address | 187 MAIN ST, ELDRED, PA 16731-4621 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00938/0047 |
|---|---|
| Date | Dec 04, 2019 |
| Book Page | 938/0047 |
| Instrument | 201904414 |
| Name | HAMLIN BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | OLEAN, NY 14760 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 04, 2034 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCKEAN PA |
| Recording Date | Nov 30, 2018 |
| Property Address | 187 MAIN ST, ELDRED, PA 16731-4621 |
| Document Number | 00913/0042 |
| Book / Page | 913 / 0042 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 201804680 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 221, ELDRED, PA 16731-0221 |
| Document Number | 0201804681 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 201804681 |
| Name | HAMLIN BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 30, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCKEAN PA |
| Recording Date | Mar 29, 2018 |
| Property Address | 187 MAIN ST, ELDRED, PA 16731-4621 |
| Document Number | 00895/0104 |
| Book / Page | 895 / 0104 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 201801098 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 300 CATLIN AVE, PORT ALLEGANY, PA 16743-1234 |
| Document Number | 00895/0108 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 895/0108 |
| Instrument | 201801099 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | SMETHPORT, PA 16749 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: McKean County records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | McKean County |
| Municipality | Eldred Borough |
| Unified School District | Otto-Eldred School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,544.00 (+9.23%) | $57,410 (-) Land $7,990 Building $49,420 | |
| 2024 | $2,329.00 | $57,410 Land $7,990 Building $49,420 | |
| 1998 | $57,410 Land $7,990 Building $49,420 |
Source: FEMA National Flood Hazard Layer, McKean County (42083C), updated December 22, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 7% of the US · above 8% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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