185 Main St, Eldred, PA 16731 Property Records

McKean County property record for 185 Main St, Eldred, PA 16731 · Last verified May 2026

Property Highlights

Property Type	Vacant Land > Commercial
Lot Size	5,663 sqft (0.13 acres)
Last Sale	$40,000 (2018)
Tax Bill	$253.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`07-002.-112.00`
Alternative APN	`010702`

Exterior

Lot Area	5,663 sqft (0.13 acres)
Depth X Width	163 ft x 35 ft Depth x Width

Location & Zoning

Street Address	185 MAIN ST
City	ELDRED
State	PA
Zip	16731
Property Usage	Commercial Property Usage
Type	Vacant Land > Commercial
Legal Description	OLD CONTROL:0913-0042
Jurisdiction	MCKEAN PA
Minor Civil Division	ELDRED
Census Blockgroup	4
Census Block	4017
Census Tract	420600

Owner

Source: McKean County records · APN 07-002.-112.00

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	665 LOOP RD, ELDRED, PA 16731-3413
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 04, 2019	Deed of Trust, Mortgage · Commercial Mortgage HAMLIN BANK & TRUST COMPANY
Nov 30, 2018	Deed, Transfer · Line of Credit HAMLIN BANK & TRUST COMPANY
Mar 29, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2018 · Amount on Record
Deed Sale	Nov 30, 2018 · Amount on Record
Prior Sale	Mar 29, 2018 · Amount on Record
Deed Doc Number	20184680
Deed Book / Page	913 / 42
Record Refreshed	Jun 08, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	185 MAIN ST, ELDRED, PA 16731
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	938/0047
Date	Dec 04, 2019
Book Page	938/0047
Instrument	201904414

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 04, 2034

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Nov 30, 2018
Property Address	185 MAIN ST, ELDRED, PA 16731
Document Number	913/0042
Book / Page	913 / 0042
Instrument Date	Nov 30, 2018
Instrument	201804680
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 221, ELDRED, PA 16731-0221

Mortgage

Document Number	201804681
Date	Nov 30, 2018
Instrument	201804681

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 30, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Mar 29, 2018
Property Address	185 MAIN ST, ELDRED, PA 16731
Document Number	895/0104
Book / Page	895 / 0104
Instrument Date	Mar 28, 2018
Instrument	201801098
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 CATLIN AVE, PORT ALLEGANY, PA 16743-1234

Tax Assessment & Valuation

Source: McKean County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
Municipality	Eldred Borough
Unified School District	Otto-Eldred School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$253.00 (+9.52%)	$5,710 (-) Land $5,710
2024	$231.00	$5,710 Land $5,710
1998			$5,710 Land $5,710

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McKean County (42083C), updated December 22, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 7% of the US · above 8% of Pennsylvania
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

185 Main St, Eldred, PA 16731 Property Records

Property Highlights

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2018: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Main St

Nearby Streets

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