Frederick County property record for 187 Lake Saint Clair Dr, Winchester, VA 22603
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,239 sqft · built 1795 |
| Lot Size | 2.84 acres (123,710 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,132 (2026) |
| Deeds & Mortgages | Jan 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 31A-28A |
| Primary APN | 31A-28A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,239 sqft Living Area |
| Gross Area | 6,151 sqft |
| 1st Floor Area | 2,111 sqft |
| Basement Area | 422 sqft |
| Unfinished Basement | 422 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1795 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 123,710 sqft (2.84 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 364 sqft |
| Patio Area | 104 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8031359 |
|---|---|
| Street Address | 187 LAKE SAINT CLAIR DR |
| City | WINCHESTER |
| State | VA |
| Zip | 22603-3024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 2.84 ACRES |
| Legal Subdivision | 2 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 50200 |
187 Lake Saint Clair Dr is owner-occupied and held in a trust since January 2026.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 187 LAKE SAINT CLAIR DR, WINCHESTER, VA 22603-3024 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 28, 2026 |
| Transfer Doc | 0000000853 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jan 29, 2026 |
| Property Address | 187 LAKE SAINT CLAIR DR, WINCHESTER, VA 22603-3024 |
| Document Number | 0000000853 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 260000853 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 187 LAKE SAINT CLAIR DR, WINCHESTER, VA 22603-3024 |
The 2026 property tax bill for 187 Lake Saint Clair Dr was $3,132, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,132.00 (+10.4%) | $591,000 (-) Land $168,100 Building $422,900 | $591,000 (-) Land $168,100 Building $422,900 |
| 2025 | $2,837.00 (+122.68%) | $591,000 Land $168,100 Building $422,900 | $591,000 Land $168,100 Building $422,900 |
| 2024 | $1,274.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 187 Lake Saint Clair Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2018–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 187 Lake Saint Clair Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures