Frederick County property record for 277 Lake Saint Clair Dr, Winchester, VA 22603
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,297 sqft · built 1971 |
| Lot Size | 1.55 acres (67,518 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $799,000 (May 2022) |
| Tax Bill | $5,177 (2026) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31A1-49 |
| Primary APN | 31A1-49 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,297 sqft Living Area |
| Gross Area | 6,116 sqft |
| 1st Floor Area | 2,163 sqft |
| Basement Area | 2,163 sqft |
| Finished Basement | 2,163 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 67,518 sqft (1.55 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 1,140 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 130 sqft |
| Deck Area | 304 sqft |
| Patio Area | 435 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8005809 |
|---|---|
| Street Address | 277 LAKE SAINT CLAIR DR |
| City | WINCHESTER |
| State | VA |
| Zip | 22603-3025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LAKE ST. CLAIR L49 1.55 ACRE |
| Legal Subdivision | 222 |
| Legal Lot Number | 49 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 50200 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 277 LAKE SAINT CLAIR DR, WINCHESTER, VA 22603-3025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2022 · Amount on Record |
| Deed Sale | May 16, 2022 · Amount on Record |
| Deed Document Number | 20226282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 277 LAKE SAINT CLAIR DR, WINCHESTER, VA 22603-3025 |
| Document Number | 0000009054 |
| Instrument Date | Aug 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 277 LAKE SAINT CLAIR DR WINCHESTER VA 226033025, WINCHESTER, VA 22603-3025 |
| Document Number | 0000009054 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 9054 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 31, 2032 |
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,177.00 (+10.41%) | $976,800 Land $163,000 Building $813,800 | $976,800 Land $163,000 Building $813,800 |
| 2025 | $4,689.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2018–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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