Lake County property record for 187 E Winthrop Ln, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,354 sqft · built 1984 |
| Lot Size | 0.116 acres (5,066 sqft) |
| Owner | Individual Name on File |
| Last Sale | $453,500 (Mar 2022) |
| Tax Bill | $9,804 (2024) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-28-104-110 |
| Primary APN | 12-28-104-110 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,354 sqft Living Area |
| Gross Area | 2,486 sqft |
| 1st Floor Area | 732 sqft |
| Upper Floors Area | 622 sqft |
| Basement Area | 732 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,066 sqft (0.116 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 187 E WINTHROP LN |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-1374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINTHROP LANE SUB LOT 5 |
| Legal Subdivision | WINTHROP LANE SUB |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 863400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
187 E Winthrop Ln is owned by an individual who bought it in March 2022.
Source: Lake County records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1570 CHRISTINA LN, LAKE FOREST, IL 60045-3848 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Aug 6, 2018 | Deed of Trust, Mortgage · Conventional with PMI STIFEL BK&TR |
| Mar 7, 2017 | Deed of Trust, Mortgage · Line of Credit LAKE FOREST BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2022 · Amount on File |
| Deed Sale | Mar 31, 2022 · Amount on File |
| Prior Sale | Apr 11, 2000 · Amount on File |
| Deed Document Number | 20227893246 |
| Transfer Doc | 0003897794 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 31, 2022 |
| Property Address | 187 E WINTHROP LN, LAKE FOREST, IL 60045-1374 |
| Document Number | 0007893246 |
| Map Reference | DOC 2234798 |
| Instrument Date | Mar 30, 2022 |
| Instrument | 7893246 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $453.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1570 CHRISTINA LN, LAKE FOREST, IL 60045-3848 |
| Document Number | 0007893247 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 7893247 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 187 E WINTHROP LN, LAKE FOREST, IL 60045-1374 |
| Document Number | 0007505725 |
| Instrument Date | Aug 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 187 E WINTHROP LN LAKE FOREST IL 600451374, LAKE FOREST, IL 60045-1374 |
| Document Number | 0007505725 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 7505725 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | ST LOUIS, MO 63141 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 187 E WINTHROP LN, LAKE FOREST, IL 60045-1374 |
| Document Number | 0007382606 |
| Instrument Date | Mar 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2017 |
| Title Company | O'CONNOR TITLE SERVICES INC, O'CONNOR TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 187 E WINTHROP LN LAKE FOREST IL 600451374, LAKE FOREST, IL 60045-1374 |
| Document Number | 0007382606 |
|---|---|
| Date | Mar 28, 2017 |
| Instrument | 7382606 |
| Name | LAKE FOREST BK&TR |
|---|---|
| Type | Bank |
| Address | LAKE FOREST, IL 60045 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 27, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $170,159 Land $65,542 Building $104,617 | $510,528 Land $196,646 Building $313,882 | |
| 2024 | $9,804.00 (+16.83%) | ||
| 2023 | $8,392.00 (+2.89%) | $151,131 (+4.24%) Land $58,213 Building $92,918 | $453,438 (+4.24%) Land $174,656 Building $278,782 |
| 2022 | $8,156.00 | $144,985 Land $52,919 Building $92,066 | $434,999 Land $158,773 Building $276,226 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 187 E Winthrop Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 187 E Winthrop Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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