181 E Winthrop Ln, Lake Forest, IL 60045 Property Records

Lake County property record for 181 E Winthrop Ln, Lake Forest, IL 60045

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,428 sqft · built 1984
Lot Size0.14 acres (6,094 sqft)
OwnerTrust Name on File
Last Sale$326,500 (Oct 2000)
Tax Bill$10,404 (2024)
Deeds & MortgagesOct 2020 Line of Credit
Jan 2021 Transfer
Flood ZoneZone X (minimal risk)
APN12-28-104-107

Property Details

APN / Parcel Number

Primary APN12-28-104-107

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,428 sqft Living Area
Gross Area2,499 sqft
1st Floor Area651 sqft
Upper Floors Area777 sqft
Basement Area651 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTownhouse
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,094 sqft (0.14 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address181 E WINTHROP LN
CityLAKE FOREST
StateIL
Zip60045-1374
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINTHROP LANE SUB LOT 8
Legal SubdivisionWINTHROP LANE SUB
Legal Lot Number8
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group3
Census Block3002
Census Tract863400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lake Forest Historic District
listed 1978 · 590 contributing resources · NRIS 78001161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

181 E Winthrop Ln is owner-occupied and held in a trust since September 2020.

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address181 E WINTHROP LN, LAKE FOREST, IL 60045-1374
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2020Deed of Trust, Mortgage · Line of Credit
FIRST NORTHERN CU
Jan 26, 2021Intrafamily Transfer, Transfer
ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2000 · Amount on File
Deed SaleOct 25, 2000 · Amount on File
Prior SaleDec 26, 1995 · Amount on File
Deed Document Number20004599618
Last Transfer DateSep 25, 2020
Transfer Doc0007743111
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address181 E WINTHROP LN, LAKE FOREST, IL 60045-1374
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007709245
DateOct 27, 2020
Instrument7709245
Lender
NameFIRST NORTHERN CU
TypeCredit Union
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IL
Recording DateJan 26, 2021
Property Address181 E WINTHROP LN, LAKE FOREST, IL 60045-1374
Document Number0007743111
Map ReferenceDOC 2234798
Instrument DateSep 25, 2020
Instrument7743111
Transaction TypeTransfer
Record UpdatedMar 17, 2022
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address181 E WINTHROP LN, LAKE FOREST, IL 60045-1374

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Forest City
Elementary School DistrictLake Forest School District 67 (PK - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$197,183 Land $65,542 Building $131,641$591,608 Land $196,646 Building $394,962
2024$10,404.00 (+16.27%)
2023$8,948.00 (+2.91%)$175,132 (+1%) Land $58,213 Building $116,919$525,448 (+1%) Land $174,656 Building $350,792
2022$8,695.00$159,206 Land $52,919 Building $106,287$477,666 Land $158,773 Building $318,893

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 181 E Winthrop Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 E Winthrop Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE FOREST
serves 19,642 people · EPA ID IL0970800
Water SourceSurface water
Last State InspectionOct 2025
Lead21 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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