187 E Second St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 187 E Second St, Ocean Isle Beach, NC 28469 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,794 sqft · built 1986
Lot Size	0.17 acres (7,594 sqft)
Owner	2 Individual Names on File
Last Sale	$855,000 (Sep 2020)
Tax Bill	$4,059 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`244PO026`

Property Details

APN / Parcel Number

Primary APN	`244PO026`
Alternative APNs	`107515621571` `80099414`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,794 sqft Heated Area
Gross Area	6,204 sqft
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	7,594 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80099414
Street Address	187 E SECOND ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-26 CANAL 5 S-B OIB PLAT H/374
Legal Subdivision	OCEAN ISLE BEACH
Legal Lot Number	26
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4006
Census Tract	20512

Owner

Source: Brunswick County records · APN 244PO026

Assessment roll updated August 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10542 ARNOLD PALMER DR, RALEIGH, NC 27617-7775
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 03, 2020 · Amount on Record
Deed Sale	Sep 03, 2020 · Amount on Record
Prior Sale	Jun 23, 2016 · Amount on Record
Deed Book / Page	4433 / 523
Prior Transfer Date	Apr 10, 2009
Prior Transfer Doc	0029150757
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Sep 03, 2020
Property Address	187 E SECOND ST, OCEAN ISLE BEACH, NC 28469
Document Number	0044330523
Book / Page	4433 / 523
Map Reference	CAB H PG 374
Instrument Date	Sep 02, 2020
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6934 BEACH DR SW # SW7, 6934, OCEAN ISLE BEACH, NC 28469-5797

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10542 ARNOLD PALMER DR, RALEIGH, NC 27617-7775

Mortgage

Document Number	4433525
Date	Sep 03, 2020
Instrument	4433/525

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,059.00	$1,069,820 (-) Land $500,000 Building $569,820	$1,069,820 (-) Land $500,000 Building $569,820
2023		$1,069,820 Land $500,000 Building $569,820	$1,069,820 Land $500,000 Building $569,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370190205124, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 612 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured (51 under condo master policies) 99 of 612 individual policies on primary residences
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024, other causes, Tropical Storm Debby
Flood Events	Hurricane Isaias (Aug 2020), 92 claims Hurricane Floyd Major Disaster Declarations (Sep 1999), 124 claims Hurricane Hugo (Sep 1989), 120 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 3% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.