185 E Second St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 185 E Second St, Ocean Isle Beach, NC 28469 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,076 sqft · built 1995
Lot Size0.13 acres (5,574 sqft)
Owner2 Company Names on File
Last Sale$640,000 (Aug 2019)
Tax Bill$4,135 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN244PO027

Property Details

APN / Parcel Number

Primary APN244PO027
Alternative APNs
  • 107519621419
  • 80086270

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,076 sqft Heated Area
Gross Area3,372 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area5,574 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number80086270
Street Address185 E SECOND ST
CityOCEAN ISLE BEACH
StateNC
Zip28469-7613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-27 B-CANAL 5 S-B OIB PLAT H/374
Legal BlockCANAL
Legal Lot Number27
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group4
Census Block4006
Census Tract20512

Owner

Source: Brunswick County records · APN 244PO027

Assessment roll updated August 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address9603 DEVONSHIRE DR, HUNTERSVILLE, NC 28078-4859
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 29, 2019 · Amount on Record
Deed SaleAug 29, 2019 · Amount on Record
Prior SaleJun 01, 1998
Deed Book / Page4237 / 1246
Last Transfer DateMar 13, 2025
Transfer Doc0053250386
Record UpdatedSep 20, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateAug 29, 2019
Property Address185 E SECOND ST, OCEAN ISLE BEACH, NC 28469
Document Number0042371246
Book / Page4237 / 1246
Map ReferenceCAB H PG 374
Instrument DateAug 23, 2019
Transaction TypeTransfer
Record UpdatedAug 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,280.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address307 LIMERICK CT, 307, SIMPSONVILLE, SC 29681-3717

Transferred To (Grantee/Buyer)

NameVerified Name
Address9603 DEVONSHIRE DR, HUNTERSVILLE, NC 28078-4859

Mortgage

Document Number42371250
DateAug 29, 2019
Instrument4237/1250
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,135.00$1,092,160 (-) Land $550,000 Building $542,160$1,092,160 (-) Land $550,000 Building $542,160
2024$4,135.00
2023$1,092,160 Land $550,000 Building $542,160$1,092,160 Land $550,000 Building $542,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370190205124, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 612 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies663 units insured
51 under condo master policies
Nearby Flood Claims744 (1979–2024)
Claims Outside the SFHA7 of 744
Most Recent ClaimAug 2024, other causes, Tropical Storm Debby
Claims By Storm
  • Hurricane Isaias, Aug 2020 · 92 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims
  • Hurricane Hugo, Sep 1989 · 120 claims

Wildfire

Wildfire RiskLow
above 5% of the US · above 3% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 452 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Atlantic Telephone MembershipFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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