187 E Main St, Northborough, MA 01532 Property Records

Worcester County and Northborough Town property record for 187 E Main St, Northborough, MA 01532

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,560 sqft · built 2019
Lot Size	1.03 acres (44,876 sqft)
Owner	2 Individual Names on Record
Last Sale	$831,500 (Jul 2019)
Tax Bill	$15,755 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Mar 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`NBOR M:0470 L:0217`

Property Details

APN / Parcel Number

Primary APN	`NBOR M:0470 L:0217`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,560 sqft Living Area
Gross Area	4,556 sqft
Basement Area	1,236 sqft
Unfinished Basement	1,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	44,876 sqft (1.03 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	187 E MAIN ST
City	NORTHBOROUGH
State	MA
Zip	01532-1683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Lot Number	217
Jurisdiction	NORTHBOROUGH MA
Township / Civil Division	NORTHBOROUGH
Census Block Group	1
Census Block	1036
Census Tract	740102

Owner

Source: Worcester County and Northborough Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	187 E MAIN ST, NORTHBOROUGH, MA 01532-1683
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU
Mar 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ST MARYS CREDIT UNION
Sep 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Jul 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Jul 15, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2019 · Amount on Record
Deed Sale	Jul 15, 2019 · Amount on Record
Deed Document Number	201967264
Deed Book / Page	60701 / 179
Prior Transfer Date	Jul 12, 2019
Prior Transfer Doc	60701-179
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHBOROUGH MA
Property Address	187 E MAIN ST, NORTHBOROUGH, MA 01532-1683
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068586-137
Date	Dec 9, 2022
Book Page	68586/137
Instrument	130525

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	253 Months
Due	Jan 1, 2044

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHBOROUGH MA
Property Address	187 E MAIN ST, NORTHBOROUGH, MA 01532-1683
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64682-274
Date	Mar 15, 2021
Book Page	64682/274
Instrument	35448

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHBOROUGH MA
Property Address	187 E MAIN ST, NORTHBOROUGH, MA 01532-1683
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60999-49
Date	Sep 5, 2019
Book Page	60999/49
Instrument	90507

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2039

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHBOROUGH MA
Property Address	187 E MAIN ST, NORTHBOROUGH, MA 01532-1683
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62860-138
Date	Jul 23, 2020
Book Page	62860/138
Instrument	79899

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHBOROUGH MA
Recording Date	Jul 15, 2019
Property Address	187 E MAIN ST, NORTHBOROUGH, MA 01532-1683
Document Number	60701-179
Book / Page	60701 / 179
Instrument Date	Jul 12, 2019
Instrument	67264
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 E MAIN ST, NORTHBOROUGH, MA 01532-1683

Mortgage

Document Number	67265
Date	Jul 15, 2019
Instrument	67265

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Northborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Northborough Town
Elementary School District	Northborough School District (KG - 08)
Secondary School District	Northborough-Southborough School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,755.00 (+8.23%)	$1,105,600 (+8.46%) Land $326,000 Building $779,600	$1,029,040 (-3.38%)
2024	$14,557.00 (+5.42%)	$1,019,400 (+9.18%) Land $268,500 Building $750,900	$1,065,045
2023	$13,809.00	$933,700 Land $253,300 Building $680,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHBOROUGH WATER DEPARTMENT (MWRA) serves 13,551 people · EPA ID MA2215000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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