181 E Main St, Northborough, MA 01532 Property Records

Worcester County and Northborough Town property record for 181 E Main St, Northborough, MA 01532

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,865 sqft · built 2019
Lot Size	0.637 acres (27,756 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (May 2025)
Tax Bill	$14,988 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NBOR M:0470 L:0065`

Property Details

APN / Parcel Number

Primary APN	`NBOR M:0470 L:0065`
Alternative APN	`M:040.0 B:0000 L:0145.0`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,865 sqft Living Area
Gross Area	4,934 sqft
1st Floor Area	1,603 sqft
Basement Area	1,308 sqft
Unfinished Basement	1,308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,756 sqft (0.637 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	181 E MAIN ST
City	NORTHBOROUGH
State	MA
Zip	01532-1683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Lot Number	65
Jurisdiction	NORTHBOROUGH MA
Township / Civil Division	NORTHBOROUGH
Census Block Group	1
Census Block	1036
Census Tract	740102

Owner

Source: Worcester County and Northborough Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 E MAIN ST, NORTHBOROUGH, MA 01532-1683
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
May 12, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SAGE HOME LOANS CORP
May 3, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PREMIA MORTGAGE LLC
Jul 1, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK OF RHODE ISLAND
Jul 27, 2017	Quit Claim Deed, Transfer MUTUALONE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2025 · Amount on Record
Deed Sale	May 12, 2025 · Amount on Record
Prior Sale	May 3, 2021 · Amount on Record
Deed Book / Page	71974 / 253
Record Updated	Oct 29, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHBOROUGH MA
Recording Date	May 12, 2025
Property Address	181 E MAIN ST, NORTHBOROUGH, MA 01532-1683
Document Number	071974-253
Book / Page	71974 / 253
Instrument Date	May 12, 2025
Instrument	37422
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 E MAIN ST, NORTHBOROUGH, MA 01532-1683

Mortgage

Document Number	0000037424
Date	May 12, 2025
Instrument	37424

Lender

Name	SAGE HOME LOANS CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHBOROUGH MA
Recording Date	May 3, 2021
Property Address	181 E MAIN ST, NORTHBOROUGH, MA 01532-1683
Document Number	065079-326
Book / Page	65079 / 326
Instrument Date	May 3, 2021
Instrument	60965
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	181 E MAIN ST, NORTHBOROUGH, MA 01532-1683

Mortgage

Document Number	0000060966
Date	May 3, 2021
Instrument	60966

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHBOROUGH MA
Recording Date	Jul 1, 2020
Property Address	181 E MAIN ST, NORTHBOROUGH, MA 01532-1683
Document Number	62708-45
Book / Page	62708 / 45
Instrument Date	Jun 26, 2020
Instrument	69912
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 E MAIN ST, NORTHBOROUGH, MA 01532-1683

Mortgage

Document Number	69913
Date	Jul 1, 2020
Instrument	69913

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHBOROUGH MA
Recording Date	Jul 27, 2017
Property Address	181 E MAIN ST, NORTHBOROUGH, MA 01532-1683
Document Number	57488-101
Book / Page	57488 / 101
Instrument	80752
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$92.08
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 E MAIN ST, NORTHBOROUGH, MA 01532-1683

Mortgage

Document Number	574880104
Date	Jul 27, 2017
Instrument	57488/0104

Lender

Name	MUTUALONE BK

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Northborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Northborough Town
Elementary School District	Northborough School District (KG - 08)
Secondary School District	Northborough-Southborough School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,988.00 (+8.35%)	$1,051,800 (+8.58%) Land $312,100 Building $739,700	$1,038,350 (+1.11%)
2024	$13,833.00 (+5.78%)	$968,700 (+9.56%) Land $257,400 Building $711,300	$1,026,950
2023	$13,077.00	$884,200 Land $242,700 Building $641,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHBOROUGH WATER DEPARTMENT (MWRA) serves 13,551 people · EPA ID MA2215000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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