Branch County property record for 187 E Chicago St, Coldwater, MI 49036 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,896 sqft · built 1900 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,981 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-000-000-753-00 |
| Primary APN | 302-000-000-753-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,896 sqft Building Perimeter |
| 1st Floor Area | 1,548 sqft |
| Basement Area | 1,148 sqft |
| Unfinished Basement | 1,148 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Area | 720 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 187 E CHICAGO ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM ON N LI OF CHICAGO ST & W LI OF DAUGHERTY ST TH NLY ON W LI OF DAUGHERTY ST 12 RDS TH WLY PAR WITH CHICAGO ST 6 RDS TH |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 951400 |
Source: Branch County records · APN 302-000-000-753-00
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 187 E CHICAGO ST, COLDWATER, MI 49036-1703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HONOR CU |
| Nov 25, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage HONOR CU |
| May 15, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 2000 |
| Deed Sale | Dec 15, 2000 |
| Deed Book / Page | 823 / 713 |
| Last Transfer Date | Nov 18, 2019 |
| Transfer Doc | 201907521 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 187 E CHICAGO ST, COLDWATER, MI 49036-1703 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202004583 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 2020-04583 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Nov 25, 2019 |
| Property Address | 187 E CHICAGO ST, COLDWATER, MI 49036-1703 |
| Document Number | 201907521 |
| Instrument Date | Nov 18, 2019 |
| Instrument | 2019-07521 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Title Company | MICHIGAN TRUSTED TITLE AGENCY, MICHIGAN TRUSTED TITLE AGCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 187 E CHICAGO ST, COLDWATER, MI 49036-1703 |
| Document Number | 201907522 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 2019-07522 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | May 15, 2019 |
| Property Address | 187 E CHICAGO ST, COLDWATER, MI 49036-1703 |
| Document Number | 201903059 |
| Instrument Date | May 14, 2019 |
| Instrument | 2019-03059 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 393 COTTAGERS LN, 393, COLDWATER, MI 49036-8903 |
| Name | Verified Name |
|---|---|
| Address | 461 WARREN RD, COLDWATER, MI 49036-7516 |
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,050 (+9.33%) | $266,100 (+9.33%) | |
| 2025 | $2,981.00 (+3.69%) | $121,700 | $243,400 |
| 2024 | $2,875.00 |
Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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