Branch County property record for 182 E Chicago St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,719 sqft · built 1880 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Jul 2020) |
| Tax Bill | $2,983 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Sep 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 301-000-000-157-00 |
| Primary APN | 301-000-000-157-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,719 sqft Building Perimeter |
| 1st Floor Area | 1,630 sqft |
| Basement Area | 561 sqft |
| Unfinished Basement | 561 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 500 sqft |
| Street Address | 182 E CHICAGO ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 5 RDS ELY ON S LI CHICAGO ST FR E LI LINCOLN ST TH S 13DEG W 10 RDS TH S 77DEG E 5 RDS TH N 13DEG W 10 RDS TH W TO POB |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 951400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the East Chicago Street Historic District listed 1975 · 58 contributing resources · NRIS 75000937 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
182 E Chicago St is owned and occupied by an individual who bought it in July 2020.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 182 E CHICAGO ST, COLDWATER, MI 49036-1726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage CENTURY BANK & TRUST |
| Sep 17, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2020 · Amount on File |
| Deed Sale | Jul 9, 2020 · Amount on File |
| Prior Sale | Apr 12, 1999 · Amount on File |
| Deed Document Number | 20204357 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jul 9, 2020 |
| Property Address | 182 E CHICAGO ST, COLDWATER, MI 49036-1726 |
| Document Number | 202004357 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 2020-04357 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $731.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 305 SW 10TH ST, 305, FORT LAUDERDALE, FL 33315-1213 |
| Name | Verified Name |
|---|---|
| Address | 55892 BYRD RD, OSCEOLA, IN 46561-9415 |
| Document Number | 202004358 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 2020-04358 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 4.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Sep 17, 2018 |
| Property Address | 182 E CHICAGO ST, COLDWATER, MI 49036-1726 |
| Document Number | 0201806094 |
| Instrument Date | Sep 4, 2018 |
| Instrument | 2018-06094 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 305 SW 10TH ST, FORT LAUDERDALE, FL 33315-1213 |
The 2025 property tax bill for 182 E Chicago St was $2,983, up 3.7% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,400 (+9.09%) | $226,800 (+9.09%) | |
| 2025 | $2,983.00 (+3.68%) | $103,950 | $207,900 |
| 2024 | $2,877.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 182 E Chicago St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 182 E Chicago St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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