187 Cold Spring Rd, Liberty, NY 12754 Property Records

Sullivan County and Liberty Town property record for 187 Cold Spring Rd, Liberty, NY 12754

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,128 sqft · built 1971
Lot Size3.9 acres (169,884 sqft)
Owner2 Individual Names on File
Tax Bill$8,485 (2025)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN483689 23.-1-6

Property Details

APN / Parcel Number

Primary APN483689 23.-1-6
Alternative APN
  • 3689023 0001006000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,128 sqft Living Area
1st Floor Area2,128 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area169,884 sqft (3.9 acres)
Lot Width518 ft Width
Garage TypeMixed
Garage Area1,742 sqft
Parking Spaces7 Parking Spaces
Patio Area390 sqft
Shed1 Shed
Shed Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address187 COLD SPRING RD
CityLIBERTY
StateNY
Zip12754-2516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD
Legal Block1
Legal Lot Number6.000
JurisdictionSULLIVAN NY
Township / Civil DivisionLIBERTY
Census Block Group2
Census Block2021
Census Tract950500

Owner

Source: Sullivan County and Liberty Town assessment roll, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address187 COLD SPRING RD, LIBERTY, NY 12754-2516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateDec 18, 2012
Transfer Doc2013000605
Record UpdatedJun 8, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSULLIVAN NY
Property Address187 COLD SPRING RD, LIBERTY, NY 12754-2516
Document Number0000004163
Instrument DateMay 26, 2017
Transaction TypeMortgage
Record UpdatedOct 30, 2017
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address187 COLD SPRING RD LIBERTY NY 127542516, LIBERTY, NY 12754-2516

Mortgage

Document Number0000004163
DateJun 9, 2017
Instrument4163
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 8, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sullivan County and Liberty Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountySullivan County
County SubdivisionLiberty Town
Unified School DistrictLiberty Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,485.00$147,700 (-) Land $23,100 Building $124,600$392,900 (+31.3%) Land $61,449 Building $331,451
2023$147,700 (-) Land $23,100 Building $124,600$299,230 (+28.26%) Land $46,799 Building $252,431
2022Homeowner's exemption$147,700 Land $23,100 Building $124,600$233,300 Land $36,488 Building $196,812

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2014–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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