182 Cold Spring Rd, Liberty, NY 12754 Property Records

Sullivan County and Liberty Town property record for 182 Cold Spring Rd, Liberty, NY 12754 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,852 sqft · built 1988
Lot Size2.28 acres (99,317 sqft)
OwnerIndividual Name on File
Last Sale$366,000 (Dec 2024)
Tax Bill$8,215 (2025)
Deeds & MortgagesDec 2024 Sale & Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN483689 23.-1-14.2

Property Details

APN / Parcel Number

Primary APN483689 23.-1-14.2
Alternative APN
  • 3689023 0001014002

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,852 sqft Living Area
1st Floor Area1,426 sqft
Basement Area1,426 sqft
Finished Basement1,426 sqft
Unfinished Basement1,426 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area99,317 sqft (2.28 acres)
Lot Width200 ft Width

Exterior Amenities

PorchSlab
Porch Area704 sqft
Shed1 Shed
Shed Area1,800 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address182 COLD SPRING RD
CityLIBERTY
StateNY
Zip12754-2519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number14.002
JurisdictionSULLIVAN NY
Township / Civil DivisionLIBERTY
Census Block Group2
Census Block2020
Census Tract950500

Owner

Source: Sullivan County and Liberty Town records · APN 483689 23.-1-14.2

Assessment roll updated April 27, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address11 ALABAMA PL, MIDDLETOWN, NY 10940-4301
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2024Deed, Transfer · Stand-Alone First Mortgage
HUDSON VALLEY FCU
Sep 14, 2020Grant Deed, Transfer · Conventional Mortgage
USAA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 13, 2024 · Amount on Record
Deed SaleDec 13, 2024 · Amount on Record
Prior Transfer DateJun 28, 2002
Record UpdatedJun 08, 2026

December 2024: Deed, Transfer

Document TypeDeed
JurisdictionSULLIVAN NY
Recording DateDec 13, 2024
Property Address182 COLD SPRING RD, LIBERTY, NY 12754-2519
Document Number0000000398
Instrument DateDec 12, 2024
Instrument2024-9398
Transaction TypeTransfer
Record UpdatedMar 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address11 ALABAMA PL, MIDDLETOWN, NY 10940-4301

Mortgage

Document Number0000000399
DateDec 13, 2024
Instrument2024-9399
Lender
NameHUDSON VALLEY FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateJan 01, 2035
Max Rate At Change2.7%
IndexOther

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSULLIVAN NY
Recording DateSep 14, 2020
Property Address182 COLD SPRING RD, LIBERTY, NY 12754-2519
Document Number0000006583
Instrument DateAug 25, 2020
Instrument6583
Transaction TypeTransfer
Record UpdatedOct 23, 2020
Title CompanyUPSTATE ABSTRACT OF NEW YORK

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$970.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address816 COLUMBIA AVE NORTH BERGEN NJ 070471636, NORTH BERGEN, NJ 07047-1636

Mortgage

Document Number6584
DateSep 14, 2020
Instrument6584
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 13, 2050

Tax Assessment & Valuation

Source: Sullivan County and Liberty Town records · Assessment roll updated April 27, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySullivan County
County SubdivisionLiberty Town
Unified School DistrictLiberty Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,215.00 (+1.8%)$143,000 (-) Land $18,900 Building $124,100$380,400 (+10.65%) Land $50,277 Building $330,123
2024$8,070.00$143,000 (-) Land $18,900 Building $124,100$343,800 (+18.67%) Land $45,439 Building $298,361
2023$143,000 (-) Land $18,900 Building $124,100$289,708 (+28.25%) Land $38,290 Building $251,418
2022$143,000 Land $18,900 Building $124,100$225,900 Land $29,857 Building $196,043

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sullivan County (36105C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361059505002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences
Nearby Flood Claims2 (2014–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2017, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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