187 Brook St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 187 Brook St, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,344 sqft · built 1996
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jan 2011)
Tax Bill	$5,714 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:70 B:59 L:11`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:70 B:59 L:11`
Alternative APN	`M:0070 B:0059 L:0011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	2,404 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,500 sqft (0.287 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	187 BROOK ST
City	DRACUT
State	MA
Zip	01826-5649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	CHRISTIAN HILL HEIGHTS
Legal Block	59
Legal Lot Number	11
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	4
Census Block	4009
Census Tract	314301

Owner

187 Brook St is owned and occupied by an individual who bought it in January 2011.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	187 BROOK ST, DRACUT, MA 01826-5649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Mar 21, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2011 · Amount on File
Deed Sale	Jan 31, 2011 · Amount on File
Prior Sale	Oct 20, 1995 · Amount on File
Deed Document Number	20115128
Deed Book / Page	24744 / 218
Transfer Doc	31945-45
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Recording Date	Sep 15, 2026
Property Address	187 BROOK ST, DRACUT, MA 01826-5649
Document Number	0000030713
Book / Page	40352 / 120
Instrument Date	Aug 22, 2026
Instrument	202630713
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 BROOK ST, DRACUT, MA 01826-5649

Mortgage

Document Number	0000030713,
Date	Sep 15, 2026
Book Page	40352/120
Instrument	202630713

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Mar 21, 2018
Property Address	187 BROOK ST, DRACUT, MA 01826-5649
Document Number	31945-45
Book / Page	31945 / 45
Instrument	11179
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$43.45
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 BROOK ST, DRACUT, MA 01826-5649

Tax Assessment & Valuation

The 2026 property tax bill for 187 Brook St was $5,714, up 5.4% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,714.00 (+5.37%)	$590,900 (+10.26%) Land $234,700 Building $356,200	$463,125 (-)
2025	$5,423.00 (+1.5%)	$535,900 (+4.81%) Land $215,300 Building $320,600	$463,125 (+11.25%)
2024	$5,343.00 (+3.71%)	$511,300 (+14.92%) Land $205,000 Building $306,300	$416,290
2023	$5,152.00	$444,900 Land $178,200 Building $266,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Brook St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 187 Brook St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENWOOD WATER DISTRICT serves 9,620 people · EPA ID MA3079001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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