176 Brook St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 176 Brook St, Dracut, MA 01826

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,536 sqft · built 1995
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual Name on File
Last Sale$425,000 (Sep 2020)
Tax Bill$5,092 (2026)
Deeds & MortgagesMar 2024 Refinance
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNDRAC M:70 B:60 L:1

Property Details

APN / Parcel Number

Primary APNDRAC M:70 B:60 L:1
Alternative APN
  • M:0070 B:0060 L:0001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,536 sqft Living Area
Gross Area2,484 sqft
1st Floor Area768 sqft
Basement Area504 sqft
Unfinished Basement504 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,000 sqft (0.207 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address176 BROOK ST
CityDRACUT
StateMA
Zip01826-5689
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal SubdivisionCHRISTIAN HILLS
Legal Block60
Legal Lot Number1
JurisdictionDRACUT MA
Township / Civil DivisionDRACUT
Census Block Group4
Census Block4016
Census Tract314301

Owner

176 Brook St is owned and occupied by an individual who bought it in September 2020.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address176 BROOK ST, DRACUT, MA 01826-5689
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
CROSSCOUNTRY MORTGAGE INC
Sep 29, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2020 · Amount on File
Deed SaleSep 29, 2020 · Amount on File
Prior SaleMay 28, 2015 · Amount on File
Deed Book / Page34693 / 274
Prior Transfer DateSep 25, 2020
Prior Transfer Doc034693-274
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address176 BROOK ST, DRACUT, MA 01826-5689
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number038361-163
DateMar 8, 2024
Book Page38361/163
Instrument5958
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term61 Months
DueApr 1, 2029

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDRACUT MA
Recording DateSep 29, 2020
Property Address176 BROOK ST, DRACUT, MA 01826-5689
Document Number34693-274
Book / Page34693 / 274
Instrument DateSep 25, 2020
Instrument47724
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 BROOK ST, DRACUT, MA 01826-5689

Mortgage

Document Number47725
DateSep 29, 2020
Instrument47725
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 176 Brook St was $5,092, up 1.6% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,092.00 (+1.62%)$526,600 (+6.34%) Land $223,200 Building $303,400$528,580 (-)
2025$5,011.00 (+3.58%)$495,200 (+6.95%) Land $204,800 Building $290,400$528,580 (+2.77%)
2024$4,838.00 (+1.11%)$463,000 (+12.05%) Land $195,000 Building $268,000$514,330
2023$4,785.00$413,200 Land $169,500 Building $243,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 Brook St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Brook St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENWOOD WATER DISTRICT
serves 9,620 people · EPA ID MA3079001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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