187 Ashlyn Ln, Tryon, NC 28782 Property Records

Polk County property record for 187 Ashlyn Ln, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,420 sqft · built 2002
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,000 (Mar 2019)
Tax Bill	$1,963 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P96-132`

Property Details

APN / Parcel Number

Primary APN	`P96-132`
Alternative APN	`56817`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Total Rooms	7 Rooms
Building Area	1,420 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	42,689 sqft (0.98 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	56817
Street Address	187 ASHLYN LN
City	TRYON
State	NC
Zip	28782-7745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	LOT #8, 0G01 GREEN CREEK FARMS 09
Legal Subdivision	GREEN CREEK FARMS
Legal Lot Number	8
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1037
Census Tract	920101

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	187 ASHLYN LN, TRYON, NC 28782-7745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Mar 12, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2019 · Amount on Record
Deed Sale	Mar 12, 2019 · Amount on Record
Prior Sale	May 23, 2005 · Amount on Record
Deed Book / Page	439 / 375
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	187 ASHLYN LN, TRYON, NC 28782-7745
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	452/1378
Date	Oct 5, 2020
Book Page	452/1378

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 12, 2019
Property Address	187 ASHLYN LN, TRYON, NC 28782-7745
Document Number	000439/375
Book / Page	439 / 375
Instrument Date	Mar 12, 2019
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 ASHLYN LN, TRYON, NC 28782-7745

Mortgage

Document Number	000439/378
Date	Mar 12, 2019
Book Page	439/378

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,963.00	$369,502 (-) Land $37,240 Building $332,262	$369,502 (-) Land $37,240 Building $332,262
2025	$1,963.00 (+0.82%)	$369,502 (+21.08%) Land $37,240 Building $332,262	$369,502 (+21.08%) Land $37,240 Building $332,262
2023	$1,947.00	$305,180 Land $24,500 Building $280,680
2021			$305,180 Land $24,500 Building $280,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2015–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pangaea Internet Fiber	500 / 500
Starlink Satellite	280 / 30

May also be available: Spectrum, Windstream.

Cell Coverage

4G LTE only, no 5G reported

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