Polk County property record for 178 Ashlyn Ln, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,416 sqft · built 2002 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $173,000 (Aug 2004) |
| Tax Bill | $1,598 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | P96-133 |
| Primary APN | P96-133 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,416 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 37,897 sqft (0.87 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 32286 |
|---|---|
| Street Address | 178 ASHLYN LN |
| City | TRYON |
| State | NC |
| Zip | 28782-7745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | LOT #9, 0G01 GREEN CREEK FARMS 09 |
| Legal Subdivision | GREEN CREEK FARMS |
| Legal Lot Number | 9 |
| Jurisdiction | POLK NC |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 920101 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 178 ASHLYN LN, TRYON, NC 28782-7745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2004 · Amount on File |
| Deed Sale | Aug 20, 2004 · Amount on File |
| Prior Sale | Aug 9, 2002 · Amount on File |
| Deed Book / Page | 317 / 1600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 178 ASHLYN LN, TRYON, NC 28782-7745 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00497/1728 |
|---|---|
| Date | Feb 20, 2026 |
| Book Page | 497/1728 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,598.00 | $300,862 (-) Land $33,060 Building $267,802 | $300,862 (-) Land $33,060 Building $267,802 |
| 2025 | $1,598.00 (+10.28%) | $300,862 (+32.51%) Land $33,060 Building $267,802 | $300,862 (+32.51%) Land $33,060 Building $267,802 |
| 2023 | $1,449.00 | $227,049 Land $21,750 Building $205,299 | |
| 2021 | $227,049 Land $21,750 Building $205,299 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2015–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pangaea Internet Fiber | 500 / 500 |
| Starlink Satellite | 280 / 30 |
May also be available: Spectrum, Windstream.
4G LTE only, no 5G reported
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