Westchester County and Harrison Town property record for 187 Adelphi Ave, Harrison, NY 10528
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 2,584 sqft · built 1968 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Feb 2007) |
| Tax Bill | $16,471 (2026) |
| Deeds & Mortgages | May 2017 Line of Credit Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 552801 0365.-1 |
| Primary APN | 552801 0365.-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,584 sqft Total Area |
| 1st Floor Area | 1,292 sqft |
| 2nd Floor Area | 1,292 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Slab |
| Patio Area | 46 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 000021630 |
|---|---|
| Street Address | 187 ADELPHI AVE |
| City | HARRISON |
| State | NY |
| Zip | 10528-2617 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | B |
| Legal Lot Number | 1 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | HARRISON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 8403 |
187 Adelphi Ave, a duplex, is owned by two individuals who acquired it in March 2016.
Source: Westchester County and Harrison Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 GRAY ROCK DR, HARRISON, NY 10528-3776 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Oct 21, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2007 · Amount on File |
| Deed Sale | Feb 23, 2007 · Amount on File |
| Deed Document Number | 2007470400333 |
| Last Transfer Date | Mar 30, 2016 |
| Transfer Doc | 0560863007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 187 ADELPHI AVE, HARRISON, NY 10528-2617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0571313071 |
|---|---|
| Date | May 23, 2017 |
| Instrument | 571313071 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 187 ADELPHI AVE, HARRISON, NY 10528-2617 |
| Document Number | 0592173316 |
| Instrument Date | Jul 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2019 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 GRAY ROCK DR HARRISON NY 105283776, HARRISON, NY 10528-3776 |
| Document Number | 0592173316 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 059217/003316 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 4, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 187 ADELPHI AVE, HARRISON, NY 10528-2617 |
| Document Number | 0573173312 |
| Instrument Date | Oct 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 187 ADELPHI AVE HARRISON NY 105282617, HARRISON, NY 10528-2617 |
| Document Number | 0573173312 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 057317/003312 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 187 Adelphi Ave was $16,471.
Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Harrison Town |
| Municipality | Harrison Village |
| Unified School District | Harrison Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,471.00 | ||
| 2025 | $9,800 (-) Land $1,500 Building $8,300 | $844,827 (-2.59%) Land $129,310 Building $715,517 | |
| 2024 | $9,800 (-) Land $1,200 Building $8,600 | $867,257 (+3.54%) Land $106,195 Building $761,062 | |
| 2023 | $9,800 Land $1,200 Building $8,600 | $837,607 Land $102,564 Building $735,043 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 187 Adelphi Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 46 (1979–2023) |
| Claims Outside the SFHA | 6 of 46 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 187 Adelphi Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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