186 Adelphi Ave, Harrison, NY 10528 Property Records

Westchester County and Harrison Town property record for 186 Adelphi Ave, Harrison, NY 10528

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,760 sqft · built 1965
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,532 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`552801 0376.-11`

Property Details

APN / Parcel Number

Primary APN	`552801 0376.-11`
Alternative APNs	`5528000003760000011` `000022490`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,760 sqft Total Area
1st Floor Area	1,620 sqft
2nd Floor Area	1,140 sqft
Basement Area	246 sqft
Finished Basement	246 sqft
Unfinished Basement	246 sqft
Game Room	Game Room

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Other
Exterior Material	Wood
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Slab
Porch Area	124 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000022490
Street Address	186 ADELPHI AVE
City	HARRISON
State	NY
Zip	10528-2616
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B
Legal Lot Number	11
Jurisdiction	WESTCHESTER NY
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1001
Census Tract	8403

Owner

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	186 ADELPHI AVE, HARRISON, NY 10528-2616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Dec 8, 2023	Intrafamily Transfer, Transfer FIRST CHOICE TITLE AGENCY, FIRST CHOICE TITLE AGCY INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Nov 21, 2023
Transfer Doc	0000003585
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	186 ADELPHI AVE, HARRISON, NY 10528-2616
Transaction Type	Mortgage
Record Updated	Dec 20, 2023
Title Company	FIRST CHOICE TITLE AGENCY, FIRST CHOICE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 ADELPHI AVE, HARRISON, NY 10528-2616

Mortgage

Document Number	0633403072
Date	Dec 8, 2023
Instrument	633403072

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTCHESTER NY
Recording Date	Dec 8, 2023
Property Address	186 ADELPHI AVE, HARRISON, NY 10528-2616
Document Number	0633243585
Map Reference	MAP 1114
Instrument Date	Nov 21, 2023
Instrument	633243585
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	FIRST CHOICE TITLE AGENCY, FIRST CHOICE TITLE AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	186 ADELPHI AVE, HARRISON, NY 10528-2616

Tax Assessment & Valuation

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Harrison Town
Municipality	Harrison Village
Unified School District	Harrison Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,532.00	$10,880 (-) Land $1,500 Building $9,380	$937,931 (-2.59%) Land $129,310 Building $808,621
2024		$10,880 (-) Land $200 Building $10,680	$962,832 (+3.54%) Land $17,699 Building $945,133
2023		$10,880 (-) Land $200 Building $10,680	$929,915 (+10.26%) Land $17,094 Building $912,821
2022		$10,880 Land $200 Building $10,680	$843,411 Land $15,504 Building $827,907

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	46 (1979–2023)
Claims Outside the SFHA	6 of 46
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 10 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Coastal Storms & Flooding, Apr 1984 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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