18699 Smith Ln, Cassopolis, MI 49031 Property Records

Cass County property record for 18699 Smith Ln, Cassopolis, MI 49031 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	4.34 acres (189,050 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Apr 2021)
Tax Bill	$579 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-010-015-264-00`

Property Details

APN / Parcel Number

Primary APN	`14-010-015-264-00`

Exterior

Lot Area	189,050 sqft (4.34 acres)

Location & Zoning

Street Address	18699 SMITH LN
City	CASSOPOLIS
State	MI
Zip	49031-8683
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	264 COM S 89 DEG 10'44E 1308.69 FT FRM SW COR SEC, TH N 1 DEG 23'35E 360.88 FT, S 89 DEG 14'E 523.18 FT, S 1 DEG 25'21W
Legal Range	14W
Legal Township	07S
Legal Section	15
Jurisdiction	CASS MI
Township / Civil Division	CALVIN
Census Block Group	4
Census Block	4019
Census Tract	1600

Owner

Source: Cass County records · APN 14-010-015-264-00

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18699 SMITH LN, CASSOPOLIS, MI 49031-8683
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC
Apr 14, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2021 · Amount on Record
Deed Sale	Apr 14, 2021 · Amount on Record
Deed Book / Page	1193 / 2509
Last Transfer Date	Jun 12, 2024
Transfer Doc	001247/712
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	18699 SMITH LN, CASSOPOLIS, MI 49031-8683
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	MTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18699 SMITH LN, CASSOPOLIS, MI 49031-8683

Mortgage

Document Number	01202/1021
Date	Aug 27, 2021
Book Page	1202/1021

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	18699 SMITH LN, CASSOPOLIS, MI 49031-8683
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001209/149
Date	Dec 10, 2021
Book Page	1209/149

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2037

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Apr 14, 2021
Property Address	18699 SMITH LN, CASSOPOLIS, MI 49031-8683
Document Number	01193/2509
Book / Page	1193 / 2509
Instrument Date	Apr 12, 2021
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$688.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51555 COUNTY ROAD 7, ELKHART, IN 46514-8859

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Calvin Township
Unified School District	Cassopolis Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,700 (+38.41%)	$205,400 (+38.41%)
2025	$579.00 (-56.04%) Homeowner's exemption	$74,200 (+27.27%) Land $74,200	$148,400 (+27.27%) Land $148,400
2024	$1,317.00 (+9.66%)
2023		$58,300	$116,600
2022	$1,201.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260270016004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Midwest Energy Cooperative	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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