18678 Smith Ln, Cassopolis, MI 49031 Property Records

Cass County property record for 18678 Smith Ln, Cassopolis, MI 49031

Property Summary

Property Type	Rural Home
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Dec 2022)
Tax Bill	$220 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-010-015-263-00`

Property Details

APN / Parcel Number

Primary APN	`14-010-015-263-00`

Exterior

Architectural Style	Ranch
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	18678 SMITH LN
City	CASSOPOLIS
State	MI
Zip	49031-8683
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	263 COM S 89 DEG 10'44E 1308.69 FT, N 1 DEG 23'35E 360.88 FT & S 89 DEG 14'E 321.18 FT FRM SW COR SEC, TH N 1 DEG 23'35E
Legal Range	14W
Legal Township	07S
Legal Section	15
Jurisdiction	CASS MI
Township / Civil Division	CALVIN
Census Block Group	4
Census Block	4019
Census Tract	1600

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14054 WHIRLAWAY CT, ORLAND PARK, IL 60467-1133
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CREDIT UNION
Dec 12, 2022	Warranty Deed, Transfer · Balloon Mortgage CIRCLE FCU
May 5, 2021	Warranty Deed, Transfer · Line of Credit G W JONES EXCHANGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Prior Sale	May 5, 2021 · Amount on Record
Deed Document Number	2022199155
Deed Book / Page	1227 / 86
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Aug 3, 2026
Property Address	18678 SMITH LN, CASSOPOLIS, MI 49031-8683
Document Number	0000034234
Book / Page	1280 / 1462
Instrument Date	Jul 31, 2026
Instrument	202634234
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18699 SMITH LN, CASSOPOLIS, MI 49031-8683

Mortgage

Document Number	0000034235,
Date	Aug 3, 2026
Instrument	202634235

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Dec 12, 2022
Property Address	18678 SMITH LN, CASSOPOLIS, MI 49031-8683
Document Number	0001227/86
Book / Page	1227 / 86
Instrument Date	Dec 12, 2022
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14054 WHIPER WAY CT, ORLAND PARK, IL 60467

Mortgage

Document Number	0012270091
Date	Dec 12, 2022
Instrument	1227-0091

Lender

Name	CIRCLE FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 15, 2027

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	May 5, 2021
Property Address	18678 SMITH LN, CASSOPOLIS, MI 49031-8683
Document Number	001195/764
Book / Page	1195 / 764
Instrument Date	Apr 28, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	CASS COUNTY TITLE OFFICE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$447.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65817 THARP LAKE RD, CASSOPOLIS, MI 49031-8528

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	29930 PRAIRIEVIEW FARMS BLVD, ELKHART, IN 46514-7711

Mortgage

Document Number	001195/768
Date	May 5, 2021
Book Page	1195/768

Lender

Name	G W JONES EXCHANGE BANK
Type	Bank
Address	MARCELLUS, MI 49067

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 28, 2041

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Calvin Township
Unified School District	Cassopolis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,900 (+18.22%)	$55,800 (+18.22%)
2025	$220.00 (-75.72%)	$23,600 (-14.18%) Land $7,500 Building $16,100	$47,200 (-14.18%) Land $15,000 Building $32,200
2024	$906.00 (+16.15%)
2023		$27,500	$55,000
2022	$780.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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