St. Mary's County property record for 18690 Windswept Ln, Valley Lee, MD 20692
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,721 sqft · built 1986 |
| Lot Size | 1.75 acres (76,230 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Mar 1991) |
| Tax Bill | $4,132 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Jun 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-016117 |
| Primary APN | 02-016117 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,721 sqft Total Area |
| Basement Area | 920 sqft |
| Finished Basement | 920 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 76,230 sqft (1.75 acres) |
| Garage Type | Detached |
| Garage Area | 896 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 272 sqft |
| Shed | 1 Shed |
| Shed Area | 392 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 016117 |
|---|---|
| Street Address | 18690 WINDSWEPT LN |
| City | VALLEY LEE |
| State | MD |
| Zip | 20692-3207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 4 PLAT 16/115 DRAYDEN ESTATES |
| Legal Subdivision | DRAYDEN ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 876101 |
18690 Windswept Ln is owned and occupied by an individual who acquired it in May 2010.
Source: St. Mary's County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18690 WINDSWEPT LN, VALLEY LEE, MD 20692-3207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jun 4, 2021 | Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYSTEMS FCU |
| Mar 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Dec 21, 2016 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 1991 · Amount on File |
| Deed Sale | Mar 27, 1991 · Amount on File |
| Prior Sale | Sep 30, 1988 · Amount on File |
| Deed Book / Page | 586 / 34 |
| Last Transfer Date | May 4, 2010 |
| Transfer Doc | 0034290135 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 18690 WINDSWEPT LN, VALLEY LEE, MD 20692-3207 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|
| Document Number | 0068490228 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 6849/228 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 18690 WINDSWEPT LN, VALLEY LEE, MD 20692-3207 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | MORTGAGE INFORMATION SVCS IN |
| Name | Verified Name |
|---|
| Document Number | 0058000218 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | 5800/218 |
| Name | EDUCATIONAL SYSTEMS FCU |
|---|---|
| Type | Credit Union |
| Address | GREENBELT, MD 20770 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 3, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 18690 WINDSWEPT LN, VALLEY LEE, MD 20692-3207 |
| Document Number | 0053340443 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 18690 WINDSWEPT LN VALLEY LEE MD 206923207, VALLEY LEE, MD 20692-3207 |
| Document Number | 0053340443 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 005334/000443 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 18690 WINDSWEPT LN, VALLEY LEE, MD 20692-3207 |
| Document Number | 0045670182 |
| Book / Page | 004567 / 000182 |
| Instrument Date | Dec 21, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2017 |
| Name | Verified Name |
|---|---|
| Address | 18690 WINDSWEPT LN VALLEY LEE MD 206923207, VALLEY LEE, MD 20692-3207 |
| Document Number | 0045670182 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 004567/000182 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 4, 2047 |
The 2025 property tax bill for 18690 Windswept Ln was $4,132 with a homeowner's exemption.
Source: St. Mary's County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $407,733 (+2.7%) | $429,200 (+8.11%) Land $118,600 Building $310,600 | |
| 2025 | $4,132.00 Homeowner's exemption | $397,000 Land $112,900 Building $284,100 | $397,000 Land $112,900 Building $284,100 |
| 2023 | $3,883.00 Homeowner's exemption | $359,800 | $397,000 Land $112,900 Building $284,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18690 Windswept Ln in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 103 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 103 in force |
| Nearby Flood Claims | 24 (1996–2023) |
| Most Recent Claim | Jun 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18690 Windswept Ln is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 83% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
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