St. Mary's County property record for 18645 Windswept Ln, Valley Lee, MD 20692
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,792 sqft · built 1983 |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $138,500 (Aug 2001) |
| Tax Bill | $4,620 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-016109 |
| Primary APN | 02-016109 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,792 sqft Total Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 65,776 sqft (1.51 acres) |
| Garage Type | Detached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 84 sqft |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 016109 |
|---|---|
| Street Address | 18645 WINDSWEPT LN |
| City | VALLEY LEE |
| State | MD |
| Zip | 20692-3207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 3 PLAT 16/115 DRAYDEN ESTATES |
| Legal Subdivision | DRAYDEN ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 876101 |
18645 Windswept Ln is owner-occupied and held in a trust since August 2001.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 18645 WINDSWEPT LN, VALLEY LEE, MD 20692-3207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2001 · Amount on File |
| Deed Sale | Aug 28, 2001 · Amount on File |
| Prior Sale | Jun 30, 1989 · Amount on File |
| Deed Document Number | 2001477 |
| Deed Book / Page | 1683 / 224 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 18645 Windswept Ln was $4,620 with a homeowner's exemption.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $434,533 | $460,400 Land $117,300 Building $343,100 | |
| 2025 | $4,620.00 Homeowner's exemption | ||
| 2023 | $2,964.00 Homeowner's exemption | $268,333 | $290,400 Land $111,700 Building $178,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18645 Windswept Ln in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 103 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 103 in force |
| Nearby Flood Claims | 24 (1996–2023) |
| Most Recent Claim | Jun 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18645 Windswept Ln is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 83% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
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